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settlement offer but they ve denied cci-anyone fighting for the deficit??


jubaxt
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hi-got settlement letter today but theyve only settled with stat interest which seems to be their pattern at the mo-anyone else in the same boat who is planning to fight this or who has already done so and won??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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I remember Doo had the same issue, and believe she was paid eventually. Have a look at her thread.

 

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bump-anyone else??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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jubaxt

 

My hubby was offered only purchase interest plus stat interest like you, leaving his claim £1300 short. On phoning the customer line, the money has already been credited to his account. We wrote back yesterday basically saying he did not accept settlement, would not be informing court until they made a reasonable offer and directed them to take back the refund immediately. We also pointed out that we would be interested to hear Capital One explaining to the judge how they are not treating claims the same as they settled my claim with CCI at 31.37% and no mention of purchase interest! May be on a mission to nothing but it is worth a try and will be interesting to see how they respond.

 

glav:)

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hi glav-they seem to go in fits and starts dont they-no hard and fast rule really-i don't know what to do

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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Jubaxt,

 

To be honest, if this had been the only claim with Cap 1, we probably would have accepted, as it does clear the balance on the card with £60 left over. However, it is unreal that they treated my claim entirely different. Hubby directed them to take back refund in an effort to keep claim whole, so that it would not involve going to court on CCI only. But time will tell if they will listen to that.

 

glav:)

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were you going for a default removal too????that would be a double whammy!

 

sure i read that you can go for cci alone for cred card but not for bank account or have i got my wires crossed?

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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