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    • Indeed. I was just thinking 'Here we go again'. NHS trusts are saying they have problems and want to move to Plan B, Indie Sage scientists are saying things need to change. But HMG isn't listening and says everything's fine.    Meanwhile Chris Whitty has at least stressed the importance of masks, ventilation and so on. 
    • I have heartbreaking news my brother has died 😪 I am well and truly heartbroken😪 I am finding this difficult to write but i need to write this for my brother, There has been a catalogue of fatal errors by this gp practice and even by the hospital before/after the sleeping pills that should never have been prescribed.   background prior to the sleeping pill wrongly prescribed   Diagnaosed with vascular dementia 2019   May 2020   Weight loss reported NO dysphagia (Without any investigation GP writes NO dysphagia (swallowing difficulties which can lead to aspiration pneimonia, weight loss) Prescribed ensure   Jun 2020   weight/diet/nutritional assessment tasked DN team     Referral out    Community Referral for Elderly Care   june 2020 In view of suspected covid infection best to defer weight check/assessment There was no suspected covid infection, how gp got this? nobody called the gp and it was uk lockdown   Jul 2020 Eating & Drinking Complaint brother eating less and losing weight   Jul 2020 Dry cough over night. white phlegm noted Diagnosis: Viral upper respiratory tract infection     Jul 2020    57 Kg weight told Gp over the phone   24 Aug 2020  1 week poor appetite & drowsiness- keeps falling asleep Decrease in appetite   25 Aug 2020 Reported to GP 6 months of steady weight loss: 14kg (June weight 66, now 50kg) NO dysphagia (how without investigating further) If GP had investigated further it would shown my brother had swallowing difficulties which was causing the weigt loss and chest infections.   Feb 2021 Presenting complaint (XaIm8) - chesty cough phlem Diagnosis: Respiratory tract infection     Mar 2021  Presenting complaint (XaIm8) - not eating or sleeping Poor appetite (lost 1 stone since then) and poor sleep   April 2021 Serious reaaction to sleeping pills - causing 2 litres of uring retention indwelling catheter as posted in this thread and problems   18 Jun 2021 chest infection   30 Jun 2021  Chest Ingection Diagnossi should finish antibiotics and plenty fluids   7Jul 2021 Complaint - struggling to swallow large capsules Weight loss/not eating drinking properly Requested liquid version or smaller size capsules   9 July complaint - Please see yesterday's entry by and task sent to , sister saying pt hasn't taken Prostate medication for 4/7, urine rention building up, sistrer concerned requesting alternative medication, small tablet form if not available in liquid, sister says it is urgent for today. Re: patient unable to swallow due to size (approx 24.2mm x 7.7mm SmPC)   10 Jul 2021    Dr Nilofer Abbas Presenting complaint  - Please see 09.07.21 entry, patient still struggling to swallow tablet, urine retention building   July 2021 Nose dripping week, swallowing mucous For the last week cough with green sputum Note previous course of antibioitcs in june for chest infection longstanding swallowing problems - BUT NOT INVESTIGATED!!!!   1 Aug 2021 Feels has chest infection. cough 2 weeks- productive green phelgm Diagnosis: Chest infection - unspecified bronchitis   10 Aug 2021   blocked sinuses/runny nose despite 2 x recent antibiotics,just finished amoxicillin +probable viral infection no further antibiotics indicated observe for now   12 Aug 2021 Presenting complaint struggling with breathing sister concerned wanting Gp to review HOME visit tomorrow   13 August Brother taken to hospital diagnosed with exacerbation of copd steroid tablets, antibiotic tablets, antibiotics into vein in arm struggled to take bloods on 3rd attempt, left with bruised vein chest xray shows pneumonia sent home 7 days meds letter for Gp requests follow up chest xray in 6 weeks (NEVER DONE)   18 August 16 Aug 2021   Presenting complaint - discuss ambulance report thinks needs home visit everyday adv sister is reassuring he did not need nebuliser *brother was put on nebuliser in hospital in august, gp is wrong) A/E attendance likely all related to current LRTI     22 August 2021 Presenting complaint (XaIm8) Home visit Pnemonia. Chest still doesnt sound clear. 1 medication finished today 2 finishing tomorrow - steroids Home visit done by GP Chest clear, good AE B/L, no resp distress HS N, calves SNT, WWP, regular pulse Abdomen SNT Diagnosis: Chest infection NOS (XE0Xs)- resolved   24 Aug 2021  Home visit Chest clear, good AE b/l Diagnosis: Hay fever - unspecified allergen (X00l9)   I then made a private appoint with a respitatory consultant, he got access to the chest xray done in August 2021 and told me my brother had pneomnia in the right lung aspiration pneomonia caused by swallowing difficulties, food liquid going down wrong way into the lungs, causing infection leading to pneaomia. This consultant gave a report of findings, also askig GP to make referral to SALTS carry out swallow assessment. This referral was done far too late by the GP over 10 days delay and only after i kept on complaining why wasnt the SALTS team coming and my brother was down to 6stone in weight. I had to go private consultant for aspiration pneomonia  diagnosis on chest xrays done in August 2021 then give that report to GP to make a SALTS referral. The previous chest infections was aspiration pneomonia but GP clearly misdianosed inc on Home Visits after the August 2021 hospital attendance.   WEIGHT COMPLAINT!! 19 Sep 2021   Presenting complaint wanting to discuss weight loss Discussed - I will task DNs to carry out these reviews as too weak to come to surgery now. Also check weight/ BP I will refer to dietitian Diagnosis: Weight loss - AFTER 12 MONTHS and after lots of complaints GP DECIDES WEIGHT to 6STONE!! decided referral to diatcian after I tell GP!   22 Sep 2021    Recieved a letter from xyz clinic 2 days ago to ask GP doctor to arrange swallowing assessment about swallowing issues GP Diagnosis: Swallowing symptoms (XE0r7) - ONLY AFTER WE TELL HIM PRIVATE CONSULTANT FINDNGS. GP did not bother to investigate all the complains I made about swallowing difficultities. I went to private consultant to get dignosis on swallowing problems, despite makings lots of complaints to GP and being ignored. I was doing the Gp's job in getting the diagnosis for swallowing problems!!   24 Sep 2021 SALTS REFERRAL made  BY GP - ONLY AFTER I WENT TO PRIVATE CONSULTANT Please advise pt's daughter that the GP has messaged the secratary to refer the pt to SALTS referral     27 Sep 2021 Presenting complaint - Presenting complaint (XaIm8) Requesting powder sachets instead of premade shakes. Patient is struggling to swallow these as liquid is rather thick. Family have purchased a few sachets of powder and find these better for him. Also mentioned patient has lost around 1 stone in weight and are concern.   28 Sep 2021 Presenting complaint - Pt having swallowing issues and pt taking Movicol sachets but still constipated as struggling to swallow down properly. DN   GP DOES Hospital Referral for Feeding/ Swallowing AFTER COMPLAINT MADE   30 Sep 2021    Presenting complaint - Unable to swallow movicol properly therefore family request another enema. requests GP to assess first as has had 2 enemas fairly recently already. ongoing swallowing issues - sister says losing weight fast. Been referred to SALT & this has been marked as urgent now.   4 October 2021    Presenting complaint - Concerned about ongoing swallowing issues ?chest infection. says chockes whilst drinking ensures- SALT referral sent E&D less leading to weight loss -Dietician referral sent Patent airways Chest clear, good AE B/L MEDICAL NEGLIGENCE - SEE 5th October!! (This GP is on audio recording telling us the chest is clear)   5th October follow up appointment with private respitatory consultant Diagnosis pneomia due to aspiration (swallowing diffuclties/dementia) Prescribed 4 months of maintenance antibiotics Diagnosis pneomia when the GP the day before said everything was clear!!     7 Oct 2021   Complaint - Why SALTS team not been for assessment, should be marked urgent brother weigh down to 5.5stone. Says spoke to SALT team last week - will be complaining as SALT referral recieved on 21/9. Apolagised for this but on system it was actually sent on 19/09/21 Diagnosis: Swallowing (Xa4M7) -> (ignored my complaints for over 2 years on swallowing problems, and put no dyspghia on my brothers record 2 years ago - when swallowing problems were going on even abck then.   10 Oct 2021   Spoke to sister who has spoke to SALT team on 02/10. Felt SALT nurse was rudee. Says nurse said appointment may take some time ?due to back log of patients in covid period GP then contacts SALTS team to try expedite appointment Diagnosis: Speech and language therapy     12 Oct 2021 Private swallowing assessment done by speech therapist because the GP and SALTS were going aound in circles and brother rapidly losing weight! Private assessment shows serious swallow problem, recommends SALTS team urgent see my brother   15 Oct 2021 Brother coughs up phelhm with blood 1 time in day, reported to GP and request home visit   16 Oct 2021 GP home visit, checks chest, says clear and nothing to worry about - on video GP says brother has blood clot in lungs, go AE and wait, tell GP brother too frail weak, weight 5stone, unable to wait in AE. Request GP make arrangement for xray, bloods, ecg at hospital so brother no need to wait in AE. GP says NO, you have to wait AE. GP will arrange ambulance to go to AE where you WILL HAVE TO WAIT even if it means waiting 6-7hours. Inform GP this is impossible. GP leaves. Calls back in 20mins says NO BEDS available, you just have to wait in AE if it means waiting 7 hours then just wait. Explain the difficulty dementia, too frail, high risk of catching bug and request GP arrange time for brother to go into hospital for bloods, xray, ecg etc, GP says no. Then turns the conversation around telling me 'so your refusing to take your brother to hpstal, if he dies its your fault, i will put that down on his records'. GP hangs the phone.   10 mins later brother collapses, ambulance called, oxygen given, stats up. Taken into hosital, where immedialtely the staff tell me your brother is emacitated dehyradted way too much, all skin and bones. Tell staff, swallow problems, weight loss, complaints to Gp, Gp not listening etc. Brother kept in overnight put onto IV fluids. Discharged the next day   few days later, brother health deteroriates, paramedics to the home, say its pneomonia, i tell them its aspiration pneonua, they agree, explain the swallow problems, weight loss. They say you need to complain to GP.   Oxygen provided, stats go up, paramedics leave 2hrs later stats drop ambulance called, oxygen given 1hhr stats go up, ambulance staff they cant leave oxygen again because 2nd time called to house. They call GP to house with injections inc morphone, which thankfully were never used. Brother passes way at home   This is what I can remember, they will be things I have forgot to add. I am devastated.                                                                                
    • I see, thank you very much. Sorry for repeating the same questions myself! Im working on getting the quotes now
    • Why Are UK Covid Infection Rates So High Compared To The Rest Of Western Europe? | HuffPost UK WWW.HUFFINGTONPOST.CO.UK Hospital admissions are six times higher – and deaths are three times higher – in Britain when compared to European nations.  
    • The contract was made when he emailed you an 'offer' (the quotation) on 26th July and you 'accepted' it by text the same day. The 'offer' was not from the limited company as there was no 'Ltd' shown in the offer email. See what the experts here think if/when you need to issue formal proceedings but I'd say you were contracting with 'Ricky Burns trading as Decor Developments' not Decor Delopments Ltd. Once the contract was made on 26th July he cannot change it to Decor Developments Ltd. That would be transferring it to a different legal entity, which is not allowed (not wihout your agreement or a court order anyway).   So as BF says, don't fret about the Limited company issue, we can see how that can be dealt with. Now you need to focus on the quotations etc. 
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Hello everyone

Have been following other threads and think this is such a great site and definately one up on huge capitalist organisations who tread constantly on

us worker ants.

So far...

I have followed the stages and have arrived at the defence stage. They seem to have sent in the standard defence but have dispensed with the AQ, what does this mean?

Do I need to do anything now or just sit tight? What about the £100 that you normally send in with the AQ? When do the court require this? and will they let me know when they need it?

Thank you in advance for all your help x:)

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Hi Rabble

 

I presume the letter you got was from court. The allocated questionare has been dispensed with because of the large amount of claimants.

 

Have you recieved a date for the hearing yet. When I got mine the directions on what you need to send to the court and bank and the date they have to be in for will be in your letter.

 

There is no mention of a payment but I am going to ring the court to ask if it is payable at the same time I send my bundle.

 

You can ring the court if your not sure of anything and they will tell you what to do. Hope this is some help to you

 

The people on here are brilliant at giving you information to help you out.

 

 

Good Luckicon14.gif

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Hi there,

thanks very much for the reply. I haven't rang the court yet but intend to over the next few days, did you ring the court?

Incidentally, YB have sent a letter tody offering £795 in full and final settlement of the claim....only about 4K short so will be declining their generous offer. It's going up though, sent a letter a few weeks ago offering £200... what a cheek, It's my husband's money they have in their possession not their's. we'll have it all back thanks x

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Hi

Ive had my case transfered to the local court and rang them to see if I had to send anything. they said to wait for directions and date from them. I have got this,but no mention of payment, so I think I will have to ask them.

 

I have also had an offer of 200pounds and 2 weeks ago got a letter saying they were reviewing my case. I am claiming £1840 charges, probably get daft offer like yours. Will keep you updated with any offer I get.Seems they keep delaying till the last minute but pay out in the end.

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Just to keep you all updated, the court wrote this week and asked for their £100 allocation fee which has been duly sent via recorded delivery.

I hope this means that they are procedding with my case and not awaiting result of test case...

x

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  • 3 weeks later...

Hi Rabble,Sent my bundle to YB on thursday by registered post so would get it Friday, and took one for court in on Friday.The deadline was today and I have recieved nothing from the bank. Rang court and they haven't either and said to ring on Thursday in case delay was due to postal strike,(I dont thinl so).YB stated in a letter that they will apply for a stay, it seems a few people have got the same letter but I found a template giving the bank a further 7 days to send me their bundle and I think I will send this as well. I will keep you posted.

alex

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Hi again,

to keep you all updated and just need to ask about the directions I have been sent...

So far....

I received directions from the court as follows:

 

1. Each party shall deliver to every other party and to the court office copies of all documents( including experts' reports if the court has given permission for expert evidence to be used) on which he intends to rely on at hearing.

2. Copies to be delivered by 30th August 2007

3. Original documents to be brought to hearing

4. Signed witness statments setting out the evidence of all witnesses ( including expert witnesses if permission has been given to use them) on whom each party intends to rely shall be prepared and copies included in the documents mentioned in para 1. This included the evidence of the parties themselves and of any other witnesses whether or not the witnesses are going to come to court to give evidence.

5. Court to be informed immediately if case is settled.

 

That's it,

Can anyone shed any light on all that about witnesses, do I need to do anything? I havn't included any witnesses on my case, do I just need to include a statement of evidence in my bundle? Any help appreciated.

 

I also sent a letter this week via recorded delivery objecting to the bank's plan to request a stay. Next day I received a letter from the court giving notice of trial ( 11 October, looks like a bundle are going to be heard). Looks like they are going ahead with claims in Middlesbrough County Court. x

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Hi

thats like the letter i got.i found a statement of evidence on here and copied it using the parts that suited my case.still not got any bundle from YB. probably wont get one, never heard of anyone who has but i did send a letter giving them 7 days to comply.wont hold my breath.

alex

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Hi Alex,

is it a statment of evidence needed for number 4? Have you got a court date? I was hoping the bank would try and settle prior to needing to hand in the bundle.

The test case seems to be the one and only excuse the bank are giving for everything , even non compliance with SAR's

x:evil:

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Hi there,

anyone out there got copies of T & C's

Putting together my bundle and this account was opened about 25 yrs ago so havn't got any T & C's,

any help appreciated. x

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If you PM your email address to me I have some that I can send you along with the info on CYNthesys.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Rabble,

 

My court date is 26th October,I took my bundle on the 10th August deadline was 13th. still no bundle from YB.

The court say they havent got one either, but said they are behind with paperwork. I sent a letter to YB giving them 7 days to send me their documents but they ignored it. Going to send a letter to court that I got on here. At least it shows the court that YB are messing about.

 

alex

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Have now posted my bundle off, no bundle of course from Yorkshire bank. Will give them til Friday then will post off non-compliance thingy. Sorry Caro but your in box is full so couldn't e-mail my e-mail address to you:cry: Will keep you all posted x

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Sorry rabble. Probably not a problem with what you have anyway - and the likely outcome.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Hi,

Can anyone help me decipher the latest letter I received from the court today.

1. It has stayed my case ( no surprise there) until 31st October 2008 or outcome of test case decided ( whichever is sooner) so a small light at the end of the tunnel.

3. Each party may apply to lift the stay ...

4. If no application is made to lift the stay or seek further directions before the claim shall stand dismissed without further order. Can anyone help with this point? Does it mean my claim will be dismissed if I don't apply for a stay? Help:shock:

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4. If no application is made to lift the stay or seek further directions before the claim shall stand dismissed without further order.

Is this the exact wording? Usually it says something like :

 

If no application is made to lift the stay or seek further directions within 1 month of the dates in clause 1, the claim shall stand dismissed without further order.

 

ie once the test case has been decided and you don't apply for the stay to be lifted or further directions within 1 month, then the claim will be struck out.

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Hi,

Can anyone help me decipher the latest letter I received from the court today.

1. It has stayed my case ( no surprise there) until 31st October 2008 or outcome of test case decided ( whichever is sooner) so a small light at the end of the tunnel.

3. Each party may apply to lift the stay ...

4. If no application is made to lift the stay or seek further directions before the claim shall stand dismissed without further order. Can anyone help with this point? Does it mean my claim will be dismissed if I don't apply for a stay? Help:shock:

 

I suggest that you phone the court for clarification about what this means, although maybe you should just apply for a stay anyway. The application for removal has been updated. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/17065-application-removal-stay-updated.html#post1046820

 

There is also a court bundle being prepared to back up the applications.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/114505-bundle-stay-hearing.html#post1134427

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 1 year later...

Hi there, can't believe that my time hopefully has come around again. I would like to apply for my stay to be lifted, is there anything new I need to know or is it just a question of ringing the courts and asking for the appropriate form? I have until the 31st of October to submit my application. Cheers ... x

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