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hubbys cca requests


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Here goes....


Hi all,


Again thanks for all your help in the past!


Just got a response from Natwest regarding hubbys CCA request to them.

They have provided a true signed copy of the agreement, but so far I've had a good look through and I cant see the interest rate on it all. They did not provide T&c's etc either.


The information on it is


1. Banks name and address.


2. Hubbys name and address.


3. Purpose of loan and amount of credit,

cash loan for xxxxxxx (repayment of bank borrowing) and main loan amount xxxxxxx


4. The credit amount $ xxxxxx

5. Interest $ xxxxxxxx (just an amount not an % interest rate)

6. admin fee $ 0.00

7. Total charge for credit (4 +5) $xxxxxxx

8. The total amount payable $xxxxxxxx

9. The installments 60 payments x $xxxxxx

10. APR 7.3%


Then signature boxes, hubbys signed and dated and banks signed and dated.


Am I right in thinking that because no interest rate has been stipulated, that the agreement is unenforcable?

Please make my day and say YES!


Thanks in advance and good luck to you all x

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Hi thanks for your reply. I cant scan the info on at the mo, but to be honest the info above is more or less whats on the agreement.

Any ideas on if the agreement is enforcable on what I've given so far?

ta x

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