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REALLY high bank fees!!!


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Last year I tried to access funds held by my local Halifax...some £8,000.00 had been deposited into my account to consolidate other debts and was cleared yet the Halifax refused to allow me to even touch a couple of hundred pounds when I tried to pay bills via telephone banking, something I had done many times before. So I went into my local branch to get to the bottom of the situation. Shortly after my arrival I was again refused access to my account, had my card confiscated, the account was closed on the spot and I accused of theft by the assistant manager. I promptly called the Police but the Halifax staff intercepted the Police before they got to me and without even listening to me, the Police beat me almost unconscious in the Assistant Managers office, then asked me who I was and arrested me for complaining that I wanted to access my money. Later, two of the seven Police in attendance charged ME with assault among other ludicrous and entirely false allegations. That goes to court this month, but then it is my turn. I have received harassment and threats almost every day of my recovery, my medical records have been mixed in with those of someone else, the Halifax are refusing to release CCTV footage on the grounds that footage may incriminate Police and staff but if the Police officer in charge of the case wishes to request the footage they can release it to him...that officer inflicted brain injuries on me in the bank, so it is unlikely that he will request that footage.

 

To add further insult to injury, the Halifax are demanding I pay them over £90.00 for a transaction which they allege took place some five months or so AFTER the account was closed and foreclosed on a loan of some £5,000.00. This will effectively bankrupt me.

 

I suspect this is a rather unusual set of circumstances, I also suspect that many will think my story dubious, however I have no reason to lie and do you really think someone could concoct such an elaborate story? I am more than happy to speak with any members of the press and media about this and would be delighted to hear from any members of the legal fraternity who might be interested in taking on such a bizzare case with a view to helping me prosecute. I am in Dorset by the way.

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hi, please, are you for real or just joking?if you are serious, i apologise.i have nothing constructive to offer.i am so sorry.i simply want to *bump* this up for people to help.

[sIGPIC][/sIGPIC]if my response has been of help to you, please click on my scales. thank you:)

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Sorry to be sceptical but you must admit this is some story.

Are you demanding some sort of internal police inquiry then.

 

BTW I was happy to see Halifax have reinstated your account theneven after all the bedlam that you say took place in the managers office.

 

to be 100% honest I would never step foot in a branch that had mistreated and abused me in the way you claim to have been treated.

Are you very brave.

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Overflow,

 

It's ok, I expect most people to be sceptical it is as you say, some story. I am hoping to prosecute the Police involved as normal citizens, then on to the IPCC. The IPCC refused to hear my complaint before the Police have me in court...the IPCC say this because it may reflect unfavourably on the officers involved.

 

The thing with the Halifax re-instating my account is that they didn't even bother to ask me if I would like an account with them...they seem to have simply gone ahead, opened one for me, withdrawn £90.00 and are trying to stiff me for it! They did after all close the account in October 2006...I even have the date, name of the employee, time of closure and branch it was closed at.

 

It is extremely unlikely that I will ever enter another Halifax Branch...As far as I am concerned I have no bank account with the Halifax and that is that.

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  • 2 weeks later...
Try the CAB - we are NOT proffesionals here, this is a self help forum!

 

They ignored everything from the CAB...They have ignored everything from the Ombudsman...My only alternative beyond this is to help myself to the branch in a way as legal and as "hands on" as they have been with me. This has literally driven me to the point of no longer caring.

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Glen

I have one question for you ,

WHY havent you seen a good lawyer over this ?

I dont mean to sound negative about your troubles but you must admit this sounds like a horror story.

I appologise if I seem like a doubting Thomas , but if you are genuine then I really really feel for you.

You must pursue this further,and perhaps seek help of councelor as well.

Wish I could help more. Take care x

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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I do have a lawyer, however he is unable to do anything at the moment as the police involved have me up on trumped up charges on this situation. So until they have finished their prosecution of me I am unable to begin mine of them. When the police involved are bent, who do you call? Like I said, I have tried the CAB and the Ombudsman as well as writing to the Halifax myself. The Halifax Bank has simply ignored ALL parties. Even my medical records were tampered with on this...I was horrified to see my medical records which were sent to my solicitor had someone elses medical records and my medication had been incorrectly listed.

 

This can ALL be easily verified by members of the press if interested. I assure you I am not paranoid, this is not a fabricated story at all. This incident is testing the edge of sanity though.

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Glen

 

Im not doubting you really Im not.

 

I just wish there was something I could do to help.

 

Thinking about it you'd need a really good memory and a fantastic imagination to make up a story like this.

 

I suppose your Lawyer has approached the GMC to report the way they have messed about with your records.

 

I went through a court case with alocal Hospital when my late husband passed away (wont go into details).

 

The GMC were very helpful and launched an investigation into it,which quite suprised me cause normally they all tend to stick together when something like this happens.

 

Although I cant offer any constructive help if ever you need to let off steam or just want to talk you can always PM me.

 

Sometimes just talking things through helps ease the pain and the stress which you are going through.

Please try not to get too down . I hope it will all come right in the end.

 

My very best wishes are with you.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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This is a terrible situation. Hopefully after the court case, when all the CCTV and evidence are put forward, you can resolve this matter and proceed with your complaints.

 

I wish you the best of luck- fighting against the system is always difficult.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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