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    • @ Aequitas   The one confused seems to be yourself as the OP if you look at this thread and then the other Forum Does Not have a 'LEASE' you need to read both very carefully rather than jump to a conclusion.   Oh and the Law you refer to is nothing to do with this matter.   Let my clarify it for you:   1. The OP has signed an Agreement with Mear Group for the 5 years in which Mear Group have a Home Office Contract to house Asylum Seekers. (This is not a Lease but a Signed Agreement between the Landlord and Mear Group the exact same as a Letting Agent would do)   2.  The Asylum Seekers were then placed in the Landlord Property under an AST which is an Assured Shorthold Tenancy (AST) by Mear Group which are dealing with the OP (landlords) property and as Asylum Seekers can't sign that AST due to their status this is then done by Mear Group that is why under 'Tenant' in that AST it states 'Mear Group'. Again this is not a Lease but an AST.   3. To be clear the OP has 2 Agreements in place at present for this property (a) The 5 year Agreement they Signed with Mear Group who have the Home Office Contract to house Asylum Seeker which is not a Lease. (b) the Assured Shorthold Tenancy Agreement (AST) after Mears Group placed Asylum Seeker into the OPs (Landlords) Property which as the Provider they signed the AST under 'Tenant' as the Asylum Seekers can't due to their status again this is not a Lease.   You seems to be confusing that the AST is for 5 years when the OP has never stated this on either Forum, they pointed out on that other forum in post#27 and I quote:     The above quote is nothing to do with the AST Signed by Mears Group for the Asylum Seekers placed into that property but is in fact to do with the Agreement the OP (Landlord) signed with Mears Group to let/Maintain their Property for 5 Years the same as a Letting Agency would have in place with a Landlord.   The issue here is not the AST or those residing in that property under that AST Agreement but the issue is to do with the 5 year Agreement that the OP signed with Mears Group under the Home Office Contract to let their property and the repairs they carried out to the roof costing £1800 - £1900 which the OP had no knowledge/never gave consent to carry out.   This is why is you fully read my post#36 properly I have asked the OP to post up both the AST & Agreement Signed with Mears Group Redacted to save this confusion as we really need to see both of those and the wording dur to this issue with the roof repairs carried out by Mears Group and that Invoice to the OP ( Landlord) got.
    • Excellent FTMDave your above post helped a lot i will copy the content and will send to HX parking ltd. I downloaded the consent order from Zimbirds thread please see the attachment if its the correct one.Thanks Consent Form (1).pdf
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Roberto Vs Halifax PLC **SETTLED**


roberto
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well done Roberto yee of little faith

 

i am really pleased for you

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Roberto got mine today

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Hi Everyone,

 

Just wanted to let you all know that the Halifax have given me extra and paid me out today. They deposited £1360 in charges back to my account.

 

Thanks to everyone who has advised me on this long journey and hope you all get paid out soon!!!!!!

 

Yippee!!!!!

 

Roberto!!!!

wor jusell done just read your story am so pleased for you i am just starting out got my statements within a week do i have to write each charge and date down on my schedule
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Congratulations Roberto can you please pm a mod and also complete the survey, the link is at the top of the page, or in my signature take your pick

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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:D waor juy to roberto well done iam just starting out got my statements in a week do i have to write each charge down on my schedule o r just whole amount please

 

You need to use the spreadsheet on the site to work out how much they owe you.

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congrats roberto....enjoy the dough

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

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  • 3 weeks later...

You will never believe this but the Halifax have just charged me when according to their internet service I didn't go over the overdraft. I phoned their telephone banking and explained this to the lady on the phone and she replied that the online service isn't accurate and always put credits on before debits and she reckons that the money I paid in was after a cheque went out and put me over the overdraft. I explained to her that I would only claim this back as it is illegal and she said it wasn't illegal and they would not refund the charges, which is still £30.00. I can't believe they have learned anything from all the publicity about bank charges and when they know they will have to pay the £30.00 plus at leats £30.00 court costs. They are not going to defend as they didn't defend £1360.00 as in their word wasn't commercially viable. Are these people who run these banks idiots or what, because I would just refund the charge and not take the risk.

 

Should I write to their head office and explain this and tell them that I will reclaim this £30.00 through the courts if neccessary?

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Hi Roberto

 

I had exactly this argument with them last year. We knew three direct debits were going to go out and take us over our limit, so we paid some money in the day they were due to go. They charged us the £28 'over limit' fee, 2 lots of £30 'direct debit paid while over limit' fees, and 1 £39 'payment refused' fee.

So £127 when in our eyes we never went over - our online statement showed it clearly as you describe - had a blazing row with telephone banking where they 'explained' that direct debits etc are taken from the account at midnight on the due date. As I only paid in at lunchtime, the charges had already been triggered regardless of the balance at the end of the day.

 

My anger is still there that they did this - my consolation now is that this is part of the court claim I have just raised against them and I know I will get th money back.

 

Hate the b*****ds!!

Morris v Halifax

Data Protection Act letter sent 20/6

Charge deducted from account 27/6

6 yrs statements received 25/8

Prelim sent 30/8 (£1014 charges + £156.11 interest).

Std reply & complaints leaflet received 5/9

Offer received £70 9/9

LBA sent 12/9

No reply to LBA - MCOL requested 26/9

Offer received 26/9 - £218.

MCOL issued 26/9, acknowledged 29/9

Offer 29/9 - full amount ex. o/draft interest

Accepted as partial

Credited to account 12/10

AQ sent for rest

Morris1 v Barclaycard

Prelim letter sent 31/8 (£60 charges + interest).

Standard reply 9/9

Offer 12/9 - full amount!! :smile:

Morris 2 v Barclaycard (Mrsbass!):

Data Protection Act letter sent 7/9

Standard reply received 19/9 inc statements 5/04 to date and microfiche bilge.

Prelim 20/9 £100+interest actual, +same estimated.

LBA 3/10

Partial offer £48 6/10

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I am waiting and then claiming these new charges back they owe me £60.00 so far as they reckon 2 cheques went out when according to their all singing all dancing online banking system I didn't go over. I will get them again. I like the way that some companies have lowered their charges to £12.00 like MBNA and halifax think they can still charge £30.00, it's about time the government took this on and stopped them as they are causing working people hardship.

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