Jump to content


  • Tweets

  • Posts

    • Hi. Could you post up what they've sent please so we can see what the charge is? Cover up your name and address and their reference number. HB
    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Roberto Vs Halifax PLC **SETTLED**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6417 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 93
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi i have only just joined and am unsure of everything. Halifax plc, sent letter and cheque on 7th June 2006. Received a reply few days later stating that they were dealing with request. 40 day came and went, phoned IC to complain told to give them another 7 days or else report them to IC. It has now been 94 days since requested DP details, no joy. I copied original leter from another site before i joined this one so what do i do now any advice would be very helpful,ta Myra

Link to post
Share on other sites

I had a long wait and eventually had to ring them and request a statement for the last 6 years, it cost me an extra £5.00 but was worth it as got the statements about 7 days later. They use this as a delaying tactic. Try ringing them and asking for a statement it worked for me.

Link to post
Share on other sites

I will have to ring them tomorrow and request the details i need, do i just ask for all details of charges for six years as i have asked for credit card charges too,i have read template letter for non-compliance of DPA and it says about threatening them with legal action. They just seem to be ignoring everything, but i will try the phone call tomorrow and see what that brings. Many thanks. Myra

Link to post
Share on other sites

crashlanding21 have looked at previous thread but as i have not received anything from the Halifax from the first letter requesting all the charges on my account for last six years which is now 94 days ago. I did this before i foundthis site so maybe my letter was incorrect, although they did reply on 22 June stating that the statements were being sorted but still nothing...am lost and totally totally skint. Any other advice than the phone call cos time is pressing on and they seem to be digging their heels in. Thank you, Myra

Link to post
Share on other sites

Need advice regarding a loan taken out with my partner for £5000. Requested how much interest would be paid back if early payment, told at the most£150. We signed for the loan. We were given couple months grace and got the money together to pay it back. Mother in law gifted £1000 and paid it into own account. Went to get the grand, not there. Bank manager where £1000 had been paid in had put the money into my visa account. Asked for it back told had towait 7-10 days as in system. When actually paid loan backl got hit with £500 charges plus one months payment because of bank managers fault. requested money back told no. All they can do was to retrain their staff as it was one act of human error, really it was two. Have letter admitting the human error and receipt regarding wrong account. Can anyone assist please, any advice would be grateful for. Thanks Myra

Link to post
Share on other sites

I think we are close to a result

don't get disheartened

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

Link to post
Share on other sites

Roberto hang on in there............. we are both about the same stage with big Hal

As soon as I hear anything I will let you know

hopefully this week

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

Link to post
Share on other sites

I have just received a letter from Halifax telling me that if i do not pay £152 into my account they are taking further action to retrieve the above, i telephoned them and told them that if they pay me all that they owe me i will gladly give them back their money... but they say that they do not owe me anything. I have got to wait 10 days for detailsof all the charges to my account for last 6 years. Day 97 and nothing yet.:x

Link to post
Share on other sites

Just wondering if anyone else has had the problem regarding the details of charges as i have. 96 days is a long time not to receive anything. Wondering if i have messed up somewhere with the letter DPA even though it was acknowledged. Others seem to received all this and are at another vital stage of the procedure.

Link to post
Share on other sites

Having read the template letter regarding PDA i now realise that i may have to do this again and send the letter to the correct address. On the letter received back acknowledging my letter it states that they do not have to do any manual intervention regarding charges from 6 years ago. Pity i found this site after i had sent the letter to Halifax for list of charges, any feed back would be helpful. Thanks, Myra

Link to post
Share on other sites

Hi Everyone,

 

Just wanted to let you all know that the Halifax have given me extra and paid me out today. They deposited £1360 in charges back to my account.

 

Thanks to everyone who has advised me on this long journey and hope you all get paid out soon!!!!!!

 

Yippee!!!!!

 

Roberto!!!!

Link to post
Share on other sites

Another well deserved victory Roberto!! congratulations!

Morris v Halifax

Data Protection Act letter sent 20/6

Charge deducted from account 27/6

6 yrs statements received 25/8

Prelim sent 30/8 (£1014 charges + £156.11 interest).

Std reply & complaints leaflet received 5/9

Offer received £70 9/9

LBA sent 12/9

No reply to LBA - MCOL requested 26/9

Offer received 26/9 - £218.

MCOL issued 26/9, acknowledged 29/9

Offer 29/9 - full amount ex. o/draft interest

Accepted as partial

Credited to account 12/10

AQ sent for rest

Morris1 v Barclaycard

Prelim letter sent 31/8 (£60 charges + interest).

Standard reply 9/9

Offer 12/9 - full amount!! :smile:

Morris 2 v Barclaycard (Mrsbass!):

Data Protection Act letter sent 7/9

Standard reply received 19/9 inc statements 5/04 to date and microfiche bilge.

Prelim 20/9 £100+interest actual, +same estimated.

LBA 3/10

Partial offer £48 6/10

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...