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Do I ask for more?


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Hi,

 

Posted last week as had'nt received letter from Barclays. It arived today, offering £1200 against a claim of £1975 (£1700 plus interest). Is it worth negotiating - do I compromise and ask for £1700 - just interested in other people's experience of this.

 

On another note, its joint account, all the letters have been sent by me, signed by me, and they insist on adressing everything to my husband!!!!

 

Thanks,

 

Caroline

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I think they address it to whoever the first name is one the account. this seems to be a common thing with Bclays!

 

On the point of wait or take - it's up to you, if this is your letter from the LBA, then you have about 4-5months still to go to get the full amount back. Plus you will need to pay at court.

 

So take now and enjoy the cash, or hold on, and have a super Xmas! (plus you would get your 8% court allowed costs, plus any extras you need to add - ie Time and expenses)

 

HTH

 

Peter

 

Good luck!

Sign my petition to the Prime Minister here:

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Peter

 

!!!WON!!!

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Hi,

 

Posted last week as had'nt received letter from Barclays. It arived today, offering £1200 against a claim of £1975 (£1700 plus interest). Is it worth negotiating - do I compromise and ask for £1700 - just interested in other people's experience of this.

 

On another note, its joint account, all the letters have been sent by me, signed by me, and they insist on adressing everything to my husband!!!!

 

Thanks,

 

Caroline

 

Its unlikely that Barclays will offer anymore unti you take them to court. At which point you will get everything back including costs and interest. If you need the money, then take it and run. If you are in no hurry for it, then hold on and go for the full whack. Totally your choice

Barclays T&C Databse

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I know what you mean about Barclays addressing all correspondence to Hubby ......... im the one doing it all here yet all our letters are addressed to him ...... Good job we have no secrets and i tend to open the mail lol

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Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

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I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

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