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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Cabot v Windywoo - HELP-SD ISSUED *** WON + COSTS ***


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I would also love to join the Cabot club!:D

 

I received their "Hello" letter yesterday, they have bought a credit card debt which I could not afford to pay from Barclaycard/Littlewoods.

 

Following the invaluable advice on this forum, I had already CCA'd Littlewoods at the end of May. They responded with the unsigned application form, no T&C,'s or statement of account, and as they hadn't come up with the goods, I was biding my time!

 

I will CCA Cabot in the meantime, no doubt they will come up with the same document.:D

 

I have sent off my SAR request, and have received all statements, but as yet haven't had the time to start my claim.

 

Reading through the other threads, looks like they can be tough, so I may need some help!!:mad:

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Thanks Seahorse, I've just had a phone call the number is 08009172225. Of course I didn't answer it, but did a bit of research via the "Say No To 08700" web site, and yes it's our friends Cabot!:evil:

 

Fortunately I've got Call Barring, so hopefully will not be receiving any more of their calls, unless they have other tactics up their sleeves, like Capital One, whereby they use at least six different numbers. We shall see!!:)

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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I have been looking at the "deed of assignment" they sent me with their hello letter. It quite clearly looks as if it's one they have produced themselves, the format of the letter looks nothing like the ones you get from Barclaycard and to top it all the account number is incorrect!

 

Your advice please!!:-?

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Just an update!

 

Sent the CCA request on Monday recorded delivery.

 

At work yesterday morning, and lo and behold, a phone call from a company calling themselves Cabot!!

 

The male individual on the other end of the line sounded very agressive, he told me I have an account with them, I said, have you evidence of that, he said, yes, it's here in front on me! He then went on to ask for my personal details, I told him, I do not divulge my details over the phone, he then went on to ask again, I repeated what I had already said, and put the phone down.

 

I immediately put a barr on their calls:grin:

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Should I send the phone harrassment letter to them?

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Yes, and I'd indicate on it that the caller you mention was rude and agressive, and it's the last thing you expect from a company who are supposedly held in high regard within the debt collection industry. Demand an apology. In writing, obviously. :D

 

Yeah, Demand it be written in blood ;-)

Just hate every DCA out there

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Just an update!

 

Got a phone call, at work, from Cabot on Wednesday afternoon. As there is nobody there in the afternoons, they kindly left me a message, inviting me to ring them, "it's about the letter we received from you yesterday" you can ring at Blah Blah phone number, at Blah Blah time! It's obviously the CCA request I sent recorded on Monday, at least they can't say they didn't receive it!!:D

 

Needless to say, I shan't be bothering!!:D

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Hi Seahorse, fortunately I work on my own, so it would be only me who heard it, but, they don't know that!! I could work in an office with fifty other people!!:mad:

 

Yes, left full details of who they were, and message as in post 10:mad:

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Stupidly I wiped it off in disgust. I think with BT I could have only saved it for thirty days anyway!!

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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I have just received a very nice letter from Emma Robertson, ref CCA.

 

 

Dear Windywoo,

 

Thank you for your letter dated 15th July 2007.

 

Please find enclosed your postal order for the £1.00 fee required under section 77 to 78 of the Consumer Credit Act, as we do not accept this statutory fee.

 

Cabot will always assist the customer and the creditor in providing information and therefore we can confirm that Cabot have requested the relevant documentation from the vendor Barclaycard, and on receipt this will be forwarded to you accordingly. There may be sometimes delay in providing the documents, as the vendor may have to retreive these from their archives. Therefore we would appreciate your patience and cooperation in this matter.

 

In the meantime, please do not hesitate to contact us on blah blah!!

 

Yours sincerely

Emma

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Dear Windywoo,

 

Thank you for your letter dated 15th July 2007.

 

Please find enclosed your postal order for the £1.00 fee required under section 77 to 78 of the Consumer Credit Act, as we do not accept this statutory fee.

 

Cabot will always assist the customer and the creditor in providing information and therefore we can confirm that Cabot have requested the relevant documentation from the vendor Barclaycard, and on receipt this will be forwarded to you accordingly. There may be sometimes delay in providing the documents, as the vendor may have to retreive these from their archives. Therefore we would appreciate your patience and cooperation in this matter.

 

In the meantime, please do not hesitate to contact us on blah blah!!

 

Yours sincerely

Emma

 

 

Looks like a new template letter; I wonder if there's been a complaint about the previous one's blatant disregard of the statutory time limits provided by DPA 98?

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It's just a rehash of their old one, with the bit added in about sending back the £1 fee. I made a point of querying their right to it if the CCA really doesn't apply, and they sent me a £1 cheque. Which I haven't cashed.

 

I think you need to write back and say something like, you "appreciate them returning the fee, and you thank them for their generosity in attempting to comply with the request under sections 77, 78 of the Consumer Credit Act 1974."

 

I'd also put in something like, "However, I must point out your error in your response, in that YOU are now the creditor. I trust you will see to it that your template is corrected."

 

They really should stop getting their work experience schoolkids to draft these templates. :D

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Letter in the post this morning!!!:D

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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Letter in the post this morning!!!:D

 

Windy,

 

Not forgetting that Barclay's (Monument) and Cabot have a contract in place which requires Cabot to take over the responsibilities of any debt (as well as the rights). This contract also states that debts are sold under s136 of the LoP Act 1925.

Just hate every DCA out there

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Windy,

 

Not forgetting that Barclay's (Monument) and Cabot have a contract in place which requires Cabot to take over the responsibilities of any debt (as well as the rights). This contract also states that debts are sold under s136 of the LoP Act 1925.

 

Be interesting to see how they wriggle out of things now cats are being let out of bags :lol: :lol:

 

Seems they have a whole new ball game ahead of them in "how to trade legally and not be a Rogue" :lol: :lol:

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Cabot have defaulted today, unless something turns up in the post this morning, but I doubt it! Littlewoods/Barclaycard could only provide an unsigned copy of the application form, so Cabots won't be able to do better!:D

 

Received a nice letter from them yesterday as regards to their complaints procedure, I think I will sit it out until the are in criminal default!:D

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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  • 3 weeks later...

Only 8 more days to go, and nothing from them yet!:D

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

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I have been looking at the "deed of assignment" they sent me with their hello letter.

This is a quote from your first post. Are you sure they sent you the deed of assignment? Not just a letter of assignment?

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