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    • Are you allowed to appeal if you plead guilty?   I know you appeal the sentence, but the criminal record formed from your guilt would surely remain?   I'm not sure if your able to appeal a crimianl record if you plead guilty are you?
    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
    • That's a shame but not unexpected.  I'm not sure about your assumed  questions because I haven't been to court but I'm not sure about not accepting a criminal record. It could be a language thing but it isn't your choice unfortunately.  HB
    • Have you previously requested the agreement by a CCA request ?
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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If you had 3 wishes....


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Almost ashamed to put down my 3 wishes but here goes;

 

1. To grow disgracefully (and enjoy embarassing my kids).

 

2. To have no regrets.

 

3. To spend every last penny before I die (besides savings for the kids).

 

Not very alturistic, but I'm only human.:D

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Similarly, 'chose' and 'choose'...although, davey, there's no apostrophe in 'gets' ;)

 

That's very true, must have been a typo.

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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

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People that type overdraught instead of overdraft, and those that use little or no punctuation.

 

This is ending up like the BAH HUMBUG! thread :rolleyes:

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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In which direction, upwards or outwards? ;-)

 

Sorry, should have read "To grow old disgracefully". Either,or really, to answer your question.

 

Changing my wish No.3 to "A harvest for the world".

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People that type overdraught instead of overdraft, and those that use little or no punctuation.

 

This is ending up like the BAH HUMBUG! thread :rolleyes:

 

But 'overdraught' is the correct way of spelling it - although over recent years apparently both are acceptable.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Oh well, it just reminds me of the game draughts. It still gets on my nerves lol

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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1. That science proves beyond doubt that Santa really does exist;

 

2. Telling a lie really did cause people's noses to grow;

 

3. An inexhaustable supply of fireworks.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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That my children live full and happy lives

That the rest of my family and friends also live full and happy lives

As for me, to find a partner who actually lasts the whole course and doesn't get tired or go limp at the most inconvenient of times!!

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Methinks hedgey doesn't understand this game... :cool:

 

Oi you! I've just 'heard' that!!!!

 

Bang out of order you cheeky s*d!!!!

 

I understand the game perfectly................ ain't my fault I've got all those kids!!!!!! ;)

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I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Almost ashamed to put down my 3 wishes but here goes;

 

1. To grow old disgracefully (and enjoy embarassing my kids). Doing that.

 

2. To have no regrets.

 

3. To spend every last penny before I die (besides savings for the kids). Doing that every bloody day of my life. :rolleyes:

 

 

Ah well, 2 out of 3 ain't bad, I s'pose... :D

 

3 wishes... Erm, let me think...

 

1 - Enough money to pay off everything I owe, and have enough left over not to worry ever again about a big bill coming in, or some catastrophy coming in, and be able to have the odd break or holiday.

 

2 - ... can't think right now, I'll have to get back to you on that... :p

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1. The ability to write the next Harry Potter series, and to enjoy doing it so that it wasn't a chore.

 

2. Good health & long life for me and everyone I care about.

 

3. Find a woman who loves me.

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You need a new wish Destiny... the first post says you cant wish for more wishes!

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Wish 1 World Debt erased

 

Wish 2 World Peace

 

Wish 3 VW Beetles and Campers from 1970 or prior to become compulsary daily drivers.

 

 

 

feel like i'm standing for election.... Aye - I can see myself as prez!

 

 

Over n Out

 

 

President Bilko II

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LOL OK you got me...

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Well Sir Pres.:rolleyes: wish 3 seems like u should talk to my man - loves the things, wished he'd never got rid of his project. Brother just got rid of his too, won stuff with it as well. Not sure of the attraction meself, mini traveller did me to sleep in (not very tall u know) tho in defense I once had a VW beach buggy - purple people eater.

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