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court date for lloyds tsb


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hi, can anyone help, we have a court date of 31/07/07 and have today received a letter from lloyds solicitors saying they are going to defend and have requested we arrange to see our branch manager to review our account, Do you think we should do this or just wait and go to court??

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Guest louis wu

Hello,

 

Firstly, don't worry about Lloyds defending, they always do.

 

As to the meeting with the bank manager, it would appear that its just a tactic to try to intimidate you. Bank managers are glorified sales managers now, and no doubt this 'meeting' will be an attempt to persued you to drop your intended action.

 

No doubt he will make some kind of offer (out of the goodness of his heart) and ask you to sign something to say that this is in final settlement of any claims.

 

He may, in addition, try to get you to agree to a loan, to pay off any overdraft. If this happens, refuse, no matter how much pressure he puts on you.

 

Ultimately, its up to you if you attend this meeting, but if you do, don't be swayed by any pressure, propaganda, that you may be subjected to. If you are put in a corner, then just ask to think about it overnight, and post your dilemma here.

 

Louis

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Thanks for that, im just getting a bit nervous now about going to court and understanding all the information that it says to put into the bundle and what to say in court. need to get all information ready for next week, can you help with any of this.

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Guest louis wu

with the bundle, its a case of keep looking at it, doing as much to it as possible (ie copying statements/correspondance etc) as soon as possible, and remembering that you just need to understand the basics.

 

We aren't solicitors, so you don't need to know it all. Have a refresher with this

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/23993-legal-arguments-support-claim.html

 

and read this

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

just keep at it, the more time you spend reading it, and putting your bundle together, the more sense it will make

 

Louis

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