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By Badgergirl25 · Posted
I've found this one. Is it too harsh? [Your name and full postal address] [Your contact number] [Your email address] 23 January 2021 Student Loans Company Limited 100 Bothwell Street Glasgow G2 7JD Dear Sir or Madam Subject access request (Name) Loan Account Numbers: 97xxx/96xxx Customer reference number: xxxxxxx Please supply the personal data you hold about me, which I am entitled to receive under data protection law, held in: · my student loan file; · All correspondence between myself and Student Loans Company Limited If you need any more information, please let me know as soon as possible. It may be helpful for you to know that data protection law requires you to respond to a request for personal data within one calendar month. If you do not normally deal with these requests, please pass this letter to your data protection officer or relevant staff member. If you need advice on dealing with this request, the Information Commissioner’s Office can assist you. Its website is ico.org.uk, or it can be contacted on 0303 123 1113. Yours faithfully, -
By Badgergirl25 · Posted
Thanks. What should I put in the SAR to SLC? I've just looked at templates but they don't really relate. -
I see this is an interest only Mortgage, so the default sums will be added to the principle. Do youhave a policy in place to settle the initial loan.
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Hi all, first post on here and in need of some advice. I rented a car through the app Turo which is private rentals. I got the car and everything was all ok. On the last day when I was planning to return the car I was driving approximately 15-20mph on a side road and the wheel of the car completely come off causing damage. I looked out in the road and only recovered 2 out of the 5 wheel nuts. Thus telling me somehow the other 3 had fallen out. After the incident I noticed the wheels were not standard and had been modified to fit the car. I have photographic proof of this. On the Turo website it states that if there is a fault due to mechanical problems this is down to the host to repair. I have been emailing them disputing the fact that a wheel should not come off of a car whilst moving and this is a mechanical fault. They replied the first few emails then stopped replying andthey have now taken £2000 out of my account without notifying me. Can someone please advise on how I move forward with this as I don’t believe I am liable to pay. Many thanks Alfie
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Capitalisation is when the creditor adds the default and charges to the amount outstanding on the agreement, then re-finances the whole lot at the same rate. It effectively forms a new agreement with an increased credit.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON**
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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BankFodder, -
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***Hermes and mediation hints ***
BankFodder posted a topic in Postal and Delivery Services,
Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
- 1 reply
Picked By
BankFodder, -
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Natwest Bank Transfer Fraud Call HMRC Please help
waz70 posted a topic in NatWest Bank,
Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786-
- 31 replies
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waz70, -
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Hermes lost parcel. **WON**
murraynt posted a topic in Postal and Delivery Services,
Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/-
- 49 replies
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