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Mickc4 v yorkshire bank


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Hi, i have been checking in and out recently just to see how ppl are doing against the Yorkshire Bank. I have got roughly, from what i read, about 3/4's of the way through my claim. I have filled in my OLMC and had a response of acknowledgement of intent to defend from the Clydesdale bank, i am now struggling to work out what to expect next, they have 28 days to provide a defence, i am seeking advise as to 1- what to expect and 2- how to respond? any help would be appreciated.

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Hi Mickc4 the bank will send you a copy of their defence, probably at the last minute. In mine it states they dont know my account number or sort code even though I had informed them and had letters from them with account number on before. I just replied with information they wanted but stated they already had my details. Seems to be standard letter cos a few people on here have recieved the same. They will also send copy of defence to the court. Then you should hear from the court a few weeks after that. Hope this helps.

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Hi, I am aslo fairly new to the site, I have claimed on mcol and just had a letter saying the case is bieng transfered to my town, and enclosed was a copy of defence.I also got one from the bankprevious to that. From what I can understand on the site, we send 2 copies to the court and they send it to the bank. There is a link on here to tell you what to do, I will look and get back to you.

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I am waiting for a court date and further instructions from the court as to what to send. try looking at FAQs on here and other threads. by the way its 3 copies of everything 1 for yourself and 2 for court. dont worry someone on here will help you. just wait till you recieve the defence.

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the defence i got is mainly that charges are correct according to terms and conditions but watch news today, yorkshire bank are disclosing actual costs of charges in court probably february, only saw last bit so will be watching later. one of mods said to carry on taking them to court

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  • 3 weeks later...

Hi Mickc4

Just an update, got a court date for 26 October so starting to prepare my bundle.Lots of ink and paper,got to send one to court 1 to bank and 1 for myself.Got quite a bit done and getting ideas of what to send from the site threads. I have recievved the usual letter from the bank saying they have reopened my case and are looking at it again. Wont hold my breath.

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  • 2 weeks later...

good luck, i am hearing some negative things about this latest court case, i'm beginning to give up hope of ever getting to the end.

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hang in there it is a long process but you are nearing the touch line my court date is on 7th sept an started the process back in oct/nov last year claim was filed at court 29th march but it will be worth the wait to get our cash back i posted a list on my thread of what i put in my bundle so when you start preparing yours hope it helps i found that reading up an saving stuff for my bundle made me feel as if i was doing something as the time it takes to go through it all mashed my head good luck an you are so close now

 

all the best jeanette

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  • 2 weeks later...

Hi, just checked my OLMC and the 28 days they had to submit their defence has expired and i have filed for judjement by default giving them 14 days to pay the full amount, is this something you did as well i.e. part of the process or have they slipped up and missed the date?

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Hi,

looks like they missed the date but I have read on here that the courts allow them a few days grace, but hopefully they wont and you will get your money. I have got a letter from bank saying they are applying for a stay till after the test case, so I may have long wait

alex

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was wondering if they might use the postal strikes as an excuse, i have reeived absolutely nothing from the courts or the bank so fingers crossed.

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Hi Mickc4

 

Todaywas the deadline for bundles to be in court, I took mine in on Friday but havent recieved one from YB. I rang the court and they havent got one, told me to ring back on Thursdayin case they have been delayed cos of postal strike. Thought that was 2 weeks ago. Doesn't look like the bank had any intentions of sending their bundles, as they said in the last letter from them, they will be applying for a stay.I found a letter on here by Garyh to send the bank giving 7 days to complyso I think I will send it off to them.

alex

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Alex, i've received absolutly nothing so have gone for judgement by default via the OLMC, i got the copy from the courts sent to the bank, i have given them 14 days to pay in full. still no response a week later so hopefully??????

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Hi Mick,

Fingers crossed for you to get your money, if they havent put a stay on my claim I hope to get it struck out against YB.I am sure you will hear after the 14 days are up if not ring the court again.

keep us informed.

Alex

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  • 3 weeks later...

Having rang the court to find out where i stand, they advised that they(YB) hadn't as yet applied for the judgment to be set aside, asking their advice, which was not that helpful, i decided to issue a warrant yesterday 5-9-07 lets see what happens now.

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just gone home for lunch and found a copy of what the bank has sent to the court, asking for a stay on the grounds of an error in admin by them. i have already issued a warrant on the same day any ideas.

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