Is it worth trying to claim this back?

[Grrr]

I was recently charged £38 for not being able to pay a direct debit for £2.

I'm not even earning £38 a week at the moment so that is quite a large amount of money for me. I was already overdrawn by £5 because of the Advantage Blue payments, but now I am overdrawn by £43 because of that charge. Now, just to bring my account back into the black I would have to put in two weeks wages. I can't afford to do that at the moment, which means that I am going to be getting the same charge each month along with one for the Advantage Blue payments until I get my student loan in Sept/Oct (which I cant really afford to lose any of because I dont get maternity pay because of having my hours cut and I'm not eligible for benefits because I am still classed as a student).

 

I do not agree with them charging that much and I'd like to claim it back to make a point, but is it worth it?

[rory32]

I do not agree with them charging that much and I'd like to claim it back to make a point, but is it worth it?

 

I think you just answered your own question earlier in the post

 

Now, just to bring my account back into the black I would have to put in two weeks wages. I can't afford to do that at the moment, which means that I am going to be getting the same charge each month

Yes it is definately worth claiming back.

[Grrr]

I just thought I'd check first, thanks