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hi gizzmo,

hope this lifts your spirits, have received a letter from YB saying that they "INTEND TO APPLY TO THE COURTS SHORTLY" to have all claims stayed, this has not been done as yet as it requires them to actually go b4 a Judge and then it is the Judges decision on the outcome either to stay all claims or not.

My letter was dated the 31st July , came this morning 1st class post took 8 days to arrive , phoned the court re; this letter this afternoon and was told that they have not had this granted yet, and that their bundle to the court and to myself SHOULD HAVE BEEN SUBMITTED YESTERDAY AND AS NOTHING HAS BEEN SUBMITTED FROM THEM UP TO TODAY THEN THEY HAVE DEFAULTED AND I can ask the judge to pass the judgement of default upon them , and unless after receiving my letter regarding their default they have not settled b4 Aug 21st then to appear in court as requested unless contacted by court b4 this date.:grin: :D

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i to got same letter this morning from YB an my court date is 7th sept my bundle hand in date was early july so well an truly passed an not a thing from YB has been sent so they can apply for what they want surely they have defaulted by noncomlience of the courts directions which were before the test case were anounced so as far as i can see they defaulted an i have won on those grounds alone so BRING IT ON YB. BRING IT ON to me they are just desperate hahaha

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the letter must be automated, wonder if it cost £35 to send. i'v found some info on asking the court to overturn a stay, i dont understand it, but at least iv found it. junkimunki / conalot hope they have to pay up and dont spend it all in one shop

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  • 2 weeks later...

received a letter saying court staying case until outcome of test case, went to court and was told i needed to fill an application notice n244 and it would cost £65, it seems that all requests to overturn a stay are to be (at a hearing) dont know if this is the same at all courts. can anyone offer advice

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i to got same letter this morning from YB an my court date is 7th sept my bundle hand in date was early july so well an truly passed an not a thing from YB has been sent so they can apply for what they want surely they have defaulted by noncomlience of the courts directions which were before the test case were anounced so as far as i can see they defaulted an i have won on those grounds alone so BRING IT ON YB. BRING IT ON to me they are just desperate hahaha

 

My date is the 7th to.

Claiming Against:

BANK ACCOUNT

  1. Yorkshire Bank - S.A.R - (Subject Access Request) Sent

CREDIT CARDS

  1. Yorkshire Bank
  2. Royal Bank of Scotland
  3. Halifax
  4. Barclaycard
  5. Morgan & Stanley
  6. Capital One - SAR Sent

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  • 2 weeks later...

hi caro, hope you read this

can you tell me if this will help me with my claim. last week i tried to cancel a direct debit when i noticed that the account was in someone else's name,( this happened a number of years before and i ended up owing £255 because i'd been paying someones dd's, and they had been paying mine over a period of 8-9 months) I'v had to come home and check that the dd's going out of account are mine and that they are all accounted for( everything seems ok). iv been back to the bank and asked why this has happened again. it would seem that the account is in my name but the dd's are in someone else's, they cant explain this, nor can they remove the other persons name, they suggest i close my account and re-open it. i am going to write to the bank manager asking for an explanation

My question is can i use this to show the judge that errors could have occured on my account resulting in my being overdrawn ( i dont think this is the case, and i'v not got the energy to check my dd's for the last 6 years to see if they correspond with my policies) any advice would be welcome

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