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K30For v Halifax


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Hello everyone, need a bit of advice as to what I do next. I have received my statements for the last six years and sent the Halifax the letter stating how much they owe me. I have since recieved a letter from the Halifax saying the charges to my account are correct. Help! What do I need to do next?

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As they have responded to the prelim letter that you have sent them you can now send them the LBA,give them 14 days and then take them to court.

PPMAN159

 

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Hello everyone, need a bit of advice as to what I do next. I have received my statements for the last six years and sent the Halifax the letter stating how much they owe me. I have since recieved a letter from the Halifax saying the charges to my account are correct. Help! What do I need to do next?

 

The charges are not correct and you have received the standard first line of defence- fob off letter. We have had them too, so don't be put off.

 

Follow the advice above and use the LBA. Keep a copy for your records.

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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  • 2 weeks later...

They have to send them in the 40 days.

 

If they dont there is another letter to send them.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

 

As soon as your 40 days are up and if they havnt arrived then send this letter.

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