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Marks & Spencer Money

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From reading the posts on here re Marks and Spencer it would appear that no-one has had penalty charges as such but most people appear to have had what M&S term as a "Letter Charge" of £15.


I am trying to claim charges back on behalf of a member of my family from M&S and would just like some advice as to whether we can claim these £15 charges back?


By the way their DPA info (if anyone has received it) is VERY confusing! - My family member has had 5 "letter charges" but I can't see any late payment charges although the letters are actually for overdue payments:rolleyes:.


Any advice would be very gratefully received.


Many thanks



Halifax - DPA sent 03/03/06.

Prelim Letter - Sent 27/03/06 ignored.

LBA sent 10/04/06 - Ignored

Moneyclaim filed - 26.04.06

Acknowledgement received 3rd May. Halifax state they intend to defend.

Halifax Settled in Full - 17 May 2006


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Did you have any success in claiming from M&S.


I haven't come across any claims against M&S that have sone the full distance. In fact, I haven't seen any that have got past the LBA stage yet.


Would appreciate your progress report?






31/07/06 - PL sent to Halifax to claim back £606.09

04/09/06 - Claim for £854.40 issued against Halifax.

06/09/06 - PL sent to RBS to claim back £577.55

09/09/06 - HALIFAX SETTLED IN FULL !! :grin:

14/09/06 - Response to PL from RBS - No Deal!

15/09/06 - LBA sent to RBS

04/10/06 - No response to LBA, so MCOL to RBS submitted.

10/10/06 - MCOL acknowledged by RBS





"I started with nothing, and still have most of it left".

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