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Just bought a new car and I'm doing a combing of insurers for the best deal. Now, with my previous insurer I had a clean sheet (no claims) and at one stage I asked them if they were to provide a proof of no claim bonus.


TBH when the proof certificate arrived I just filed it.


Pulling-out my paperwork now, just in case is needed, I read in the NCB producer that "no claim bonus at date of issue" (after the policy expired, as I renewed elsewhere) is zero years ??? This despite the section on "claim details" being laft blank, no doubt as there were no claims made under the policy during its full term.


What does this "zero years" mean ???


Any help appreciated.



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Strange this - I would contact your previous insurer and query this - you should have NCB = 1 year. Ask them for an amended copy, or an explanation why it is 0 years

Abbey - owed £3260 - Paid up.


Barclays owed £2500 - Paid up.


Halifax, Mint & Egg - next on the hit list


Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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