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    • Better version attached with the late appeal explained more clearly for the judge. This will sound silly, but I think it would be a good idea to e-mail it to the court and UKPC on Sunday.  It's probably me being daft, but Sunday is still March, and as it's late, sending it in March rather than April will make it sound like it was less late than it really is.  if you get my drift. You can still pop in a paper version on Tuesday if you want. E-mail address for the court: [email protected] And for UKPC: [email protected]   [email protected] Defendant WS.pdf
    • Update 15th March the eviction notice period expired, and I paid my next month rent along with sending them the message discussed above. After a short while they just emailed me back this dry phrase "Thank you for your email." In two weeks' time I'm gonna need to pay the rent again, and I have such a feeling that shortly after that date the contracts will be exchanged and all the payments will be made.  Now my main concern is, if possible, not to end up paying rent after I move out.  
    • they cant 'take away' anything, what ever makes you believe that?  dx  
    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
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Halifax declined my bank charges


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I need help!

I wrote to Halifax asking for my a breakdown on my bank charges on 2 of my accounts. They sent me statements only relating to one of my accounts, and have been told that as my other account is now closed they are not willing to send them !!

I sent them a letter detailing the amount i am reclaiming which is about 2200, they have sent a letter back basically declining my letter as they think the charges are fair blah blah blah.

So wat now? If i go to a small claims court in Glasgow, will i be able to go for compensation for distress. Everyday between april and june 06 it used to be a race between me and the bank manager. I am a single parent, and rely on tax credits and CSA money. I had a 1300 overdraft, and as i wasnt using that account they decided to not renew it so i was in an non authorised overdraft. I had all my money paid into another account, and Halifax used to go into that account and take wat they wanted. In 3 days they had taken 900 out of my cardcash account and put it in my O/D account and left me with 4 pence. I used to receice 16 missed calls from them a day, and when i did pluck the courage up to spk with them, they asked me when i was able to pay the rest off. I explained to them about my circumstances, but they wasnt interested. I asked them how i am sposed to live on 4 pence and they replied " cant you borrow of your friends" i was outraged.

So every motning i would race to the bank and try and get my money out b4 they got it. By me doing this all my direct debits and cheques were not being honered and so accrued more and more bank charges. I cannot believ they are allowed to do that are they? delve into my account and transfer money without asking me? U cannot believe the stress i was under. In the end i opened up another account with the Abbey, and halifax closed my account. That is the one with most of the charges and they wont send me statements. Do i have a good case?

So wat do i do now with the charges on my overdraft account where do i start. Like i said they have said no their not paying.

Hope you can help me

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hi miss annoyed,

 

take a look here http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

this a step by step guide of the process to folwo for claiming charges, it has links in it to other information you will need , all of which can be found in the templated library.

 

 

start with sending the a formal Subject access request under the data protection act requesting information on all charges etc , list both account numbers and send £10. They are legally obliged to provide this within 40 days, even on closed accounts.

 

whe you now all of your charges you send a preliminary request for repayment, and after 14 days if still no joy then you send a letter before action. If after 14 days you still have no refund then you start the legal action.

 

its all in the step by step guide

 

 

good luck

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Welcome to the site.

Its illegal to take charges from benefits and you should tell them so.

Have a look at my thread in the debt forum stickies titled "is the bank taking your benefits "

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Miss annoyed, appropriate name in the circumstances. And an unfortunate but not uncommon situation.

 

Follow all of the advice in the above posts and especially on the link given.

 

Next step is to start your own thread over on the hbos forum. Introduce yourself there and lots of good folk with experience will help you through this, and help you get all of your charges back. Don't settle for less than 100%.

 

Good luck.

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Ring Halifax on the number that is on the top of the letter that they have sent to you and ask them to 're-evaluate your case'. They are sending these letters to most claims a) to put people off and b) because they need to respond in a certain length of time and the easiest way to do this is just to send a standard no letter. They will then tell you that will take 6-8 weeks. Guess it is then up to you whether you want to accept that timescale or not, but they tend to come back with an offer that you can then negociate with them from within that time.:)

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Thanx to you all for your help, I am utterly p%%ed off with them, how they can just go into my account and take wat they want is unbelievable. Would i be able to go for compensation for distress and worry. They left me with 4pence in my account and i have 2 boys aged 10 and 8. This isnt the 1st time they have done that. As soon as i had money put in from the CSA of family credit they transferred it, and best of all when yjey cottoned on to wat i was doing ie: racing to the bank b4 they could get it, the sneaky bastards froze my account so i couldnt get access to it. Is that allowed ?

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