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ronvin
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hi any advise would be grateful

 

i'm doing this as a good samaritian i have recently had a number off wins from different banks, abbey was not one of these. While bragging about my successes my neighbours told me of their misfortune.

 

On the 17/06/07 they recieved a deed of assignment from the abbey saying that the debt had been sold to Lowell Portfolio.

 

This company has also written to them to confirm this

 

they shut down this account several years ago and have no recollection of any debt to the abbey. In a recent conversation the abbey could not locate any info on this account or any debt.

 

any advise would be extremely appreciated

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

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Hi

 

I would really not worry about this. The onus is on Abbey and Lowell Portfolio to prove the debt beyond doubt, if they can't provide concrete proof of it, there can be no case to answer, surely!

 

I would write to both and ask for written documentation to prove the debt.

 

Nobody can just decide you owe them money without proof!

 

Hop this is of some help to you and them and by the way tell them they and you owe me 5k each from 12 years ago.............but I don't have any proof.........so just pay up..........I don't think so!!!

 

Simon:)

:)IF YOU ARE BORED WITH LITTLE TO DO:)

My Story - Simon -V- The (SH)Abbey - :!:WON / 19 November 2007:!:

 

SKY TV and the penalty charge - how far will it go?

 

Me V Its4me and Close Premium Finance:!:WON / 28 November 2007:!:

 

IF I CAN HELP, I WILL, IF I DO, THEN PLEASE CLICK ON THE SCALES ON THE LEFT

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I'm not worried as it not me but they seem the pick on the poor and the old, the people may be afraid to fight it and normally pay up, i think that is is disgusting how they can get away with it.

 

Just thought i'd start a thread to ask for advise if i get stuck and in case anyone else is in the same situation it might be useful

 

thanks simon for you quick response

MY WINS PENALTY CHARGES

 

BARCLAYS SETTLED IN FULL DAYS BEFORE COURT

HALIFAX SETTLED IN FULL AFTER LBA

RBS SETTLED IN FULL AFTER PRELIM

GE MONEY (RIVER ISLAND CARD) IN FULL AFTER REQUEST FOR REPAYMENT

IKANO (OASIS CARD) IN FULL AFTER A LONG HARD SLOG NO COURT CLAIM ISSUED

 

MY WINS PAYMENT PROTECTION INSURANCE

 

ALLIANCE AND LEICESTER IN FULL + 8% INTEREST

RBS credit cards x2 in full without any interest

 

CURRENT CLAIMS

 

RBS AGAIN PENALTY CHARGES (confirmed hardship case)

GE MONEY PPI (breach of sars sent)

RBS CREDIT CARDS PENALTY CHARGES(declined)

HALIFAX MORTGAGE PROTECTION PLAN (declined)

HALIFAX CREDIT CARD CHARGES(no reply)

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