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Help (mobile Phone Default On Credit File)


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Hi, I need some help.

 

I checked my credit file and noticed a mobile phone company (T Mobile) had placed a default notice on my Equifax credit file in April 2007; when the contract was taken out on 11/08/2000 and finished on 10/02/2006, and was transfered to a DCA over 4 years ago, to which I had paid £1.00 a month on the balance, and I had stopped paying in May after noticing the default and noticing a balance of £210 to which I disputed; and had demanding the contract from them, which they will not produce!

 

They have failed to provide any contract, and I never received any default notice, infact I had never received anything from them!

 

It is funny to notice that on my Call Credit credit file, the same account is shown, however it shows the account as opened on 11/08/2000 and the account closed on 10/02/2006 with a balance of £0.00 and a default of £0.00! what is going on here?

 

WHAT CAN I DO? please direct and advise me? I really wana get rid of the stupid default that has appeared recently by T Mobile?

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