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DOES A CREDIT CARD APPLICATION COMPLY WITH CCA request?


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HI all

 

just got cca back from bank after 18 days of request it says in the heading credit card application its also in micro size print and looks to me just like it says application i need my facts to be correct when replying to them as they are really going for me legal stuff and all i take this to be pre contractual application for credit can anyone pleas ease my very worried mind on this.

 

also llooks like its been toyed with a bit has my sig but not theirs it also has a stamp on the left hand side at 45 degree angle hand written text 3000 approved really strange has employment details current bank at that time and other debts outstanding to creditors at that time.

 

regards

 

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An application form IS NOT a valid CCA.

 

A valid CCA (if memory serves) should have such information on it as payment amount, payment frequency, interest rate and the term of the payments amongst other things.

To quote Public Enemy.........

"Fight the power, fight the powers that be" :D

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your might find it of interest to look up the thread

application or agreement? [or alike]

 

that just about covers every angle on this subject..

 

dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes this application should include the terms and conditions,and clearly state that this is an application regulated under the consumer credit act 1974.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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An application form is merely an application for credit and as such is a pre-contractual document. A properly executed credit agreement is a contractual document.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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