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help should I claim charges with PPI claim?


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Just looking into my 2 G.e money loans. Got statements for both loans and have around £300 of charges. But I also want to claim the PPI back on the grounds that I was directly told we wouldn't get the loan without it and that no discussion of my pre exisiting condition was done, all loan done via phone and post.

Just wondering should I raise the whole lot as an issue with them together or put in separate claims? Also I note as well as the hugely high PPI upfront lump sum, they have added an extra 2k "brokers fee". I don't remember this being mentioned to me over the phone, surely this seems excessive. Do you think I could claim this back as well?

Thanks

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

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Hi,

With Ge Money I would prpbably advise to tackle the PPI as a seperate issue at the momment.

 

I am currently fighting GE over Mis_Sold PPI and have been since last October, The matter is in the hands of the court at the momment and the trial date has been set for December 2007. It has also been kicked out of Small Claims and placed in Fast Track. I wont go into to much detail at the momment, But GE are fighting my claim in a new manner which if they win could have a lot of implications for GE Staff and any GE agents.

 

With the above in mind I would claim for your Charges etc seperate from the PPI, You may get your charges back quicker that way, I think GE will try and delay any complaints regarding Mis_sold PPI until after December when My case comes to court.

 

Hopefully before December though you may be able to read the full story in the National Press..;)

 

Good luck

 

Ian

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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