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    • In a strange twist of fate he called me yesterday and agreed to refund me on the car. I am due to drop it off on Friday and hope he sticks to his word. I am still going to produce the rejection letter as a safety net in any case.   Thanks to those who have replied on this post. I will keep it updated.   Mark.
    • Hi there my husband has a Vanquis card i applied to get the ROP refunded which they shut me down on this was back in Aug 2018 on the letter they sent him telling him no they did state they would cancel the ROP with immediate effect, roll on to this week and i come across one of his statements and low an behold they are still taking it, so my question as they have still been taking it i have obviously phoned them to get it stopped and the past 2 years refunded do i use the CISheet spreadsheet to work out the interest he has been charged on these payments his statements show a 3.99% monthly which i believe is 59.93% APR can someone confirm my calculations please im a bit rusty, i also have asked them to recalculate his ROP interest refund as i heard some were wrong and i've asked them to re look at the complete refund claim as well whilst they are at it, if im reclaiming the whole lot is this again the CISheet at 59.93% as 1 £5.50 ROP charge from oct 2009 shows £876.77 interest ??   any help would be great not done this for a long time last one was bank charges lol.
    • Hi, if a terminated credit card claim has been struck out by the court, appealed and lost (ie still struck out) - is the balance therefore zero? Can a 2nd claim for the same card (terminated>6yrs ago) be presented against me for a different amount.
    • When did you pay the £20? was it before the default letter or after?  Exact date and to whom the £20 was paid is key to calculating the SB date.  It could be construed that paying £20 or any figure was an acknowledgement of the debt and could re-start the SB clock.   Important to understand the date but I concur with the other CAGers that it is probably not something to worry about.   As an aside I fought (and won) an argument with Lowells over the default date.  They were trying to assert that the Default date was later than it was but I was able to disabuse them of that idea thanks to having the original Default Letter plus also getting it confirmed by the original lender (Vanquis).  They sent me the exact same copy of the Default Notice as part of their SAR response so I say again a good idea to SAR Mint so you know where you are and you are then ready to rebuff any bullshit from the DCA.  
    • Hermes have submitted an AOS.   
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DD1

Dd Vs Nationwide - What Now??

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Hi some advice PLEASE

 

I started my claim, using Money Claim Online, on 29/05/2007.

Paperwork from the court says it was 'deemed to be served' on 04/06/2007.

An 'Acknowledgment of Service' was filed on the 1st June 2007 by Eversheds Solicitors.

 

What do I do now? What is likely to happen next and on what date should I be doing something else if no defence is filed?

 

Thank you in anticipation of your help

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Can ANYBODY help me......... PLEASE

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Desperate - can anybody advise on the above:eek:

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its just waiting now really have u sent the court and the solictors your schedule of charges yet

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Sent these to the court. Do I have to send them to the Solicitors also? If so what sort of covering letter should I put with them?

 

When is the waiting time up????

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I sent them to solicitors aswell

 

this is the cover note i sent

 

Dear Sir / Madame,

xxxxxxx -v- xxxxxxxx

Claim No:xxxxxxx

Your Ref : xxxxxxxx

Date Issued: xxxxxxx

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

The time you have to wait is 28 days from the served date so next monday for be the last day they can enter a defence.

 

 

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Thank you - thats VERY helpful xx

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Hi Everyone - Thought I would check my Flex Account this morning. Blimey there was £1427.50 refund to it!!!!!!!!!!!!!!!!

 

Only question now is .....My claim was for £1447.00 plus interest of £384.51 totalling £1831.51, should I pursue the £404.01 difference or just forget it????

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...My claim was for £1447.00 plus interest of £384.51 totalling £1831.51, should I pursue the £404.01 difference or just forget it????
...Or even just wait a couple of days for the rest to appear in your Flexaccount??

 

U should have read enough Threads of other Nationwide Claimants to KNOW what the crack is, by this stage in your Claim...Surely??!!


The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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No I havent read anything about anyone else receiving a partial settlement. I work 60+ hours a week and have very limited time to read all the threads. I have learnt so much on this site BUT I still, obviously, have a lot to learn!

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??...I often work up to 72hrs pw!

Read any of the Nationwide WIN Threads.

...MOST, if not ALL Nationwide Claims are paid out in dribs + drabs!!!

  • Haha 1

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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Thank you for your help

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