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Hi - new here so apologies if I'm in the wrong bit.


I'm wondering if anyone has ever come across a company called PayClose Debt Managers?


My partner had his car taken away last Xmas as he couldnt afford to make the payments. The car went to auction and we received a letter from PayClose saying that he owed them about £800 - this then went up to £1700. they said that the £800 was an estimate and the £1700 is what is still owed after it was sold at auction.


I have been emailing and writing to this company for about a year asking them for proof of what the car was sold for - to date I have not received one response from them. The only correcpondence from day one was a red letter saying "you have missed a payment - we will take action......"


This really worries me that people can just tell you how much you supposedly owe with absolutely no proof. I've wrote to them threatening to go to the police if they dont respond - NOTHING?


The debt doesnt seem to be disappearing at all as I can go online and check progress, but emailing from their website is a waste of space.



Any advice?

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You have a legal right under the Consumer Credit Act to request a copy of the original agreement and terms and conditions at the time the agrement was executed.

Did you have any idea how much you owed on the car when it went to auction ? Who was the original loan with ? There is a dedicated forum for debt collectors. It might help you to start a thread on this forum. Where you may find someone else who has had dealings with Payclose debt managers. Good luck. Click on link.http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/

A person is only as big as the dream they dare to live.



Good things come to he who waits



Its your money taken unlawfully from your account and you have a legal right to claim it back.

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