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Multiple claims possible?


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Say I were to claim for £200 worth of bank charges, and it took me 12 weeks to resolve the matter (out of court), however during those 12 weeks another £200 of charges were accrued.

 

Could a person resolve the first claim, and then make a second claim for the second "batch" of charges (ie those accrued during the time taken to resolve the initial claim) ?

 

Am I making any sense :???:

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I think I've answered my own question by doing a little searching, but if anyone is reading this post and wondering the answer to the question, it appears to be a yes - there's nothing to stop you doing it, although again the general concensus seems to be that they'll close your account if you do. Which, let's face it, probably doesn't worry you if you're having a go at your bank anyway ;)

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yes there are several people doing this currentlly

Nat West Settled 2 acct's before action:

 

£2194.77 settled £1904.00 08/01/2007 less interest

£650.93 Settled overpaid GOGW £850.00 02/01/2007

 

Applied Abbey statements -40 day up 24/04/06(arrived 30/06/06)

Prem 04/01/2007 - reply rcvd 22nd Jan advising not paying

LBA 22/01/07

 

14/02/07 N1 filed @ local court

21/02/07 issued claim

23/02/07 deemed served

25/02/07 Abbey acknowledgement defend in full.

19/03/07 defence + 50% GOGW

13/04/07 AQ final day for submission

30/04/07 DEFENCE STRUCK OUT "ABUSE OF PROCESS"

01/05/07 Judgement order

8/05/07 Warrant of Execution requested

 

 

Media coverage :D

 

http://news.bbc.co.uk/1/hi/business/6701231.stm

 

http://www.newburytoday.co.uk/News/Article.aspx?articleID=4505

 

 

If you find my post helpfull then please click my scales:)

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Could depend which bank you are with.

 

Parachute account sould be a real consideration.

 

Within HBOS, which is what this is based on, assuming your case took the 12 weeks you suggested, in my case, the claim was taken from the date of the last charge on the account.

 

However, I am trying not to get myself into that situation again as I suspect from other posts that their attitude changes.

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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There are many people/cases with many banks that have reclaimed subsequent bank charges after the initial claim is successful

 

There are many people/cases with many banks that have reclaimed previous bank charges after the initial claim is successful, having realised they could go back prior to 6 years

 

Obviously the settlement letter (no confidentality please) should be clear that full and final settlement is for the charges claimed between xx/xx/xx and yy/yy/yy

 

A parachute account should always be a consideration; and you'll often get a better deal. I believe it was A&L that were fined for closing an account in retialation and told not to do it again.... but it still happens, some banks more than others

 

Hope this helps

 

 

Innocent :D

:D CLICK MY SCALES IF I HAVE BEEN USEFUL :D

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BARCLAYCARD WON £307

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Start 26/4 LBA 7/6 conLBA 22/1 N1 12/3 AQ 3/5/07ONHOLD

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Your money taken unlawfully from your account and you have a legal right to claim it back. So if they keep charging you keep claiming.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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