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    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
    • Confirmed with Central Contact Centre that the hearing is 24th, disappointed I can't speak directly with the local county court I have to email the local court apparently is the only way. The agent couldn't explain the discrepancy between the two letters, she sounded very confused. If they were identical letters in wording but only dates were different I would feel ok, slightly worried the wording differs...
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Documents to send to the court


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Hi there,

I've now got a court date for my hearing to reclaim bank charges.

 

An interesting point is that the bank asked for permission to appoint an expert witness to deal with "forensic accounting of bank charges". (Scary!!) but the request was refused by the court.

 

The allocation form also says, "Each party shall deliver to every other party and to the court office copies of all documents on which he intends to rely at the hearing......"

 

What documents would these be. Does it mean copies of all the letters that have been exchanged? I guess I don't have to send all the bank statements back to the bank. Or maybe a copy of the interest calculations although these change each day up to the hearing??

I can't really think of anything else.

 

I certainly don't want to make a mistake now I'm so close!

 

Thanks for any help.

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owenp,

Welcome toThe Consumer Action Group. Which bank are you claiming against ? You have alot of work to do, but all of what you need to do can befound here.http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html#post553523. Please do not be worried to ask any questions however silly they seem. The Consumer Action Group has over 150,000 people as registered users and has helped over 8,300 people to reclaim over £14,000,000. So we can help you. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Parkvale,

Thank you for that.

I must admit it's a bit of a surprise that this bit is so involved.

I'm claiming against Abbey.

 

Better get down to it.........!!!!!!!!!!!

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Hi.

The competition report is very long.

Is it necessary to actually print out full copies for the court and the bank or is it ok to refer to the report.

 

Thanks again,

 

Owen

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