My Story - Simon -V- The (SH)Abbey ***WON***

[ukaviator 2,637]

Well done Simon. Congratulations...... Taking any Angels to Celebrate ?. .

[zootscoot 1,869]

Blooming marvellous result Simon :D

 

Thats really made my day. If anyone deserves it you do. You've put so much into the case and kept us all entertained along the way which can't have been easy. Glad you'll be hanging around for a bit longer. Its news like this that reminds me of what CAG is all about. You have the true CAG spirit. Congratulations and well done for all your efforts they paid off in the end and I'm sure others will draw inspiration and learn from your efforts.

 

Have a very very merry Christmas

 

All the very best

 

Zoot xx

[dave 175]

Hi Simon, fantastic news.

 

Just a quick word of advice (although I'm sure you don't need it), you say you are going to be paying some smaller debts off - make sure you pay the more expensive ones off first. Obvious, I know, but some people get emotionally attached to debts - e.g. "I hate Barclaycard, I'll pay them off first." When in reality, you may have an Egg card that is more expensive (I'm not saying it is, this is all hypotherical) and you would do better to get rid of that first.

 

Anyway, excellent news - ignore my ramblings if you want! ;-)

[jansus 586]

 

 

well done!

 

we all know money isnt everything - but it certainly helps

 

xjan

[pinkbabez 4]

congrats !!! another scarborough winner !!

[Simon7685 228]

WOW, Thank you all for your extremely kind comments and for wishing me well, it really does mean a lot and I would not have got there without your help and support.

 

Dave, I will be paying the more expensive ones first, I still have my feet and legs on the ground, even if they don't work properly:D . It is extremely good and sensible advice though, so thank you for it:) .

 

I am glad I have managed to keep some of you entertained on my journey, I do try to keep a smile on my face even when there seems little hope. I am going nowhere so you are stuck with me here and I will be trying to help anyone I can, if I can.

 

Now I am not 100% sure exactly what and where I need to put my winning bits and pieces on the site, so if someone could help direct me that would be great. I will be making my donation to this fab site just as soon as I get the cleared funds available, I would do it now but i've only got about 73p left in my bank at the moment.........lol. Maybe I should pop into my local Abbey and ask at the counter for a sub:D

 

Simon:)

[kia 373]

congratulations simon on you win

the drinks are on you so get em in

where u taking me for my treat

Just dont forget your in the paying seat

 

I would have been here to say thanks

To all them robbing grabby banks

For giving you all your own money back

so you wouldnt have to go live in a sack

 

 

god its rubbish that aint it but the sentiments there had i known si i would have said congrats earlier :roll:glad u won before christmas too so happy for u xxxkia:Dnever was any good at guessing games whats with the travel agency though :roll:xx

[Simon7685 228]

Hi kia

 

Thanks for your congratularions, sorry for the crossed wires, your little ditty isn't rubbish, it was a good attempt as I know you still have your L Plates on that:p . You are no good at guessing games though, I will concur on that bit:p .

 

I can't think where the travel agency came into it now??? you know my mind and how it works, I thought you mentioned it first??? Anyway I might be tempted to go for a little break if I have owt left after paying out on debts etc:( Oh well sounds like a new tent then:D

 

Speak soon luv, thanks again for the above

Simon:) x

[Simon7685 228]

I nearly forgot..................

 

as for your treat................................how about...............

 

I take you all the way:eek: ........................

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

to a local cafe for a bacon butty!

[jailbird 277]

WELL DONE SIMON I an truely happy for you. A well deserved win. Have a great christmas and enjoy every penny.

 

Hugs

 

Chris x

[MissPhonic 2]

Massive massive congrats!!! I've been following your story and am chuffed to bits for you!

 

Enjoy your money!!

 

Vicki

[Robdblynd 443]

I've just seen the title of your thread Simon and wanted to say well done on getting your money back, I'm just so pleased you got it in time for Christmas and without having to go to court.

 

Enjoy the money ............. and join the rest of us in fighting on.

[charleyfarley 375]

CONGRATULATIONS!!

 

WELL DONE SIMON!!

 

really pleased for you:D :D

[ohoh4312 210]

FANTASTIC NEWS!!

 

MANY CONGRATS ON YOUR WELL DESERVED SUCCESS.

 

Best wishes to you and your family.

 

Lotsa luv

 

Jo xx

 

:D :D :D

[kia 373]

I nearly forgot..................

 

as for your treat................................how about...............

 

I take you all the way:eek: ........................

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

to a local cafe for a bacon butty!

god simon nearly fell off me chair then :Dand before the water shed too ;)you got a deal mines with tomato sauce but will i fit on the tubby scooter though :rolleyes:xxkia

[Simon7685 228]

Thank you Everyone

 

for all your nice congratulations and words.

It has been a long, hard and sometimes difficult journey and then within a 5 minute phonecall it's done and settled. So now I am sat waiting for the cheque. Lets hope the Abbey don't renaige on things now.

 

Simon:)

[Simon7685 228]

Could this be the last thread update??

 

Went to the Post Office today, as a letter was received by Recorded Delivery yesterday, whilst not in.......................Typical!

 

Anyway on opening here it is as typed.

 

"Without Prejudice"

 

Dear Sir

 

YOURSELF -V- ABBEY NATIONAL PLC

CLAIM NO: 7QZ50764

 

We write in relation to our recent settlement of the above claim.

 

Therefore, in satisfaction of this settlement, please find attached a cheque in the sum of £2500 on the basis that payment is in full and final settlement of your claim and that Abbey accept no liability, as agreed.

 

Please now write to the Court informing them that you wish to withdraw your claim and supply Abbey with a copy of your letter.

 

Yours faithfully

 

 

 

Abbey National plc

 

attached was a lovely, lovely cheque for £2500.

 

OK, so where do I go from here??

 

Given the following, am I not entitled to now start another claim for the charges not yet taken account of, as I haven't asked the court to add them. Surely they are not part of the claim Abbey are settling??

 

Come on guys n gals. Who thinks what?? Do I or don't I?? Please give me your valued opinions, just for intrest they amount to £630 since I started my claim, excluding interest.

 

Simon:)

[jansus 586]

interesting - they have only referred to the current claim number - so unless they were recording the conversation where they stated it covered current charges - they have shot themselves in the foot?

 

Also you have the cheque to bank now - before you have signed the agreement ?

 

Jan

[Simon7685 228]

Hi Jan

 

I am banking the cheque today, preferably by express clearance if possible with the Halifax.

 

There is no agreement to sign. Just the letter above received with the cheque attached:confused:

 

Simon:)

[jansus 586]

Well it does say in full and final settlement of claimXXXX

 

So if you start a new one what can they do?

 

The only think I would suggest is have a meeting with them about current debt - and see how helpful they are -there is no rush anyway as any claim is going to take a while.

 

Why not wait a while and then write again about current charges - see what reaction you get and then go back to FOS . Or bring it up in a face to face meeting - in passing - saying how much these subsequent charges are affecting your situation - and guauge the reaction.

 

Jan

[kia 373]

Could this be the last thread update??

 

Went to the Post Office today, as a letter was received by Recorded Delivery yesterday, whilst not in.......................Typical!

 

Anyway on opening here it is as typed.

 

"Without Prejudice"

 

Dear Sir

 

YOURSELF -V- ABBEY NATIONAL PLC

CLAIM NO: 7QZ50764

 

We write in relation to our recent settlement of the above claim.

 

Therefore, in satisfaction of this settlement, please find attached a cheque in the sum of £2500 on the basis that payment is in full and final settlement of your claim and that Abbey accept no liability, as agreed.

 

Please now write to the Court informing them that you wish to withdraw your claim and supply Abbey with a copy of your letter.

 

Yours faithfully

 

 

 

Abbey National plc

 

attached was a lovely, lovely cheque for £2500.

 

OK, so where do I go from here??

 

Given the following, am I not entitled to now start another claim for the charges not yet taken account of, as I haven't asked the court to add them. Surely they are not part of the claim Abbey are settling??

 

Come on guys n gals. Who thinks what?? Do I or don't I?? Please give me your valued opinions, just for intrest they amount to £630 since I started my claim, excluding interest.

 

Simon:)

simon theses are new charges of course there not in the settlement figure you go after them again like me and all the others who have been charged since ive now got about another 800 pounds to go after since they settled mine only trouble is like all the rest the oft thing has stopped play for now but after christmas join us in getting em so no in answer to your question the new charges are excatly that new ones there not part of this settlement does that help si :)xxxkia

[KnellyK 89]

Just wanted to add my

 

Congratulations!

Simon ~ well done! :)

[TUTTSI 165]

CONGRATULATIONS

SIMON,

I am delighted for you as you deserve to have had your refund NOW and not after the test case, whenever that may finish.

If you have more charges, I would definately start another claim, just as soon as you feel up to it, but enjoy the moment. You are our CAG hero.

DSxx

[kia 373]

i second that your are a hero si to get your money back now when no one is getting anything back but you stuck it out all the way an absolute star all the way :Dxxxxxxxxkia

[Simon7685 228]

Hi Everyone

 

All I can say is WOW!

All these wonderfull kind comments I have received. It is great to know so many people are pleased for me but I must stress, I would never have got here without this site and the fantastic people on it! I started out on MSE and to be fair while the odd ones would help a little , it was nowhere near the level of support I got on here, which if I hadn't followed an MSE link, I wouldn't have found!

 

So THANK YOU ALL for YOUR unwaivering support!!!

 

I have reviewed the evidence before me, banked Abbey's cheque, which I paid £12 to be express cleared, and I think after Xmas, when I have hopefully finished with the other stuff I still have going on. I am going to have a short holiday (On the Abbey), nothing flash mind and then go for it again with the other charges!!!!!!..........Bring it on!!!!

 

In the meantime, I will contact them about the outstanding balance on my account (once the cheques cleared), to see what they are prepared to do, like freezing the amount now to stop it increasing and try to come sort of arrangement. If they will not freeze it, I will force them to go to court and take News at Ten with me!

 

There is nothing to gain by my offering any repayments while they are adding far more a month than I could possibly pay!

 

Maybe they think I should use the £2.5k towards the balance........lol No way hos'e.

 

Simon:)