Tentonhampster vs Nationwide

[tentonhampster]

First letter submitted: 18/6/07 First fob-off recieved: 22/6/07 Interestingly, it claims that bank charges are only refunded in 'exceptional cases' (ie. when someone sues them...) The tone of the letter is a masterpiece. Had I not known about this wonderful forum (and the experiences of others), I might have gone away with the impression that I am simply reacting to speculation in the media, that the charges are my own fault, I don't really know what I am doing, and that I have little or no chance of getting anything out of them. This despite the letter's refusal to engage with a single point raised in my letter. Roll on the 2nd of July! I also love the way the letter was hand-signed with two initials and a title but no name.

[Rooster-UK]

Have a good read of the FAQs and the step by step guide in the library section. You will find a lot of essential information. Try to keep your thread up to date with progress reports and if you need help, post your questions on this thread. Other users who are already dealing with Nationwide will be able to see what stage you're at and offer you the appropriate help.

 

This is a self-help forum.....We provide the info....you do the reading.

If you follow our well tried and tested route then you WILL get you charges back.

 

Regards, Rooster.

[tentonhampster]

Thanks Rooser... Submitted my letter before action last monday, and am now filling out my N1 form and trying to avoid spending my court fees....

[tentonhampster]

hmmmm, with the N1 form can I choose which court I claim in or does it have to be the one that I live physically closest to?

 

A minor point, but I would prefer to do it closer to where I work and only take half the day off...

[tentonhampster]

second fob off letter recieved, a carbon copy of the first one....

[tentonhampster]

Hi, sorry if this isn't the right place to post this but I have a general question about my N1 form. Can I choose which county court to take my bank to, or does it have to be my local one. The closest one to where I work would be city of london & mayor's, but that isn't the nearest to where I live... can I take them to court in london and avoid wasting too much of my holiday...? Cheers

[cockneysparrow]

It will be the one closest to the banks HQ, ie NW in Northampton. But if you file on moneyclaim online for your charges it will revert to your local court, ok.

[tentonhampster]

so do I have to go up to northampton on my court day if I use the n1?

[cockneysparrow]

Rooster think you need to pull the threads together like i had to have done.

[cockneysparrow]

Court will inform you of the progress, if it gets to that stage, and no you wont have to go to Northampton.

[tentonhampster]

ace, thanks for that

[MilkTrayMan]

It will be the one closest to the banks HQ, ie NW in Northampton.

WRONG!!!...It can be ANY Court that the Claimant wishes!...

 

How to make a claim

 

...As the Claimant will be an individual + Nationwide is a countrywide busines, the Court closest to the Claimants address is the one where it is usually transferred to, unless a party to the proceedings objects for a valid reason.

 

Claimants from Scotland have even Filed their Claims at various County Courts in England!!!

 

Here is a link to the list of potential County Courts available to a Claimant...

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/

 

btw...Nationwide's HQ is in Swindon, NOT Northampton!

http://www.consumeractiongroup.co.uk/forum/nationwide/74992-nationwide-contact-information.html

[cockneysparrow]

Thought that when you make the initial claim through MCOL all claims go through their HQ is that right, and then the court closest to the claimant is where the possible hearing would be.

[Michael Browne]

Thought that when you make the initial claim through MCOL all claims go through their HQ is that right, and then the court closest to the claimant is where the possible hearing would be.

Correct, but the OP is filing using N1, so can file at any County Court of his choosing

[cockneysparrow]

Ok, get your drift, will leave it to you experts.

[tentonhampster]

Thanks for the advice Milktrayman, N1 was submitted last thursday... am now awaiting to hear back from them...

 

Nice as it would be for them to offer me the money now, part of me wants to beat the f**ers in court...

[tentonhampster]

should I have recieved a response from the court by now?

[MilkTrayMan]

U will hear from the Court a few days after Nationwide informs the Court of it's intentions!

The defendant disputes all or part of my claim