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My credit card has just managed to unexpectedly push itself over the limit, and I won't be able to get it back into credit for at least 5 days because of their ridiculous paying in delays.

What charges will I be facing here, and when will they be applied?

And am I likely to get a refund quickly since it will be such a small amount or are they just as stubborn as the banks?


Thankyou :)

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Suggest that you speak to Cap 1 and ask them the exact same question that you have asked here.



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