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    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
    • Hi. I'm afraid I've had to hide your post with the pdf files to keep this anonymous for you. You've left the PCN reference number and your car reg showing. Could you edit that and repost please? HB    
    • Well naturally if you want to maintain your outrage, and retain something to bitch about, then arguing about the level of your fixed monthly DD is the way to go. You are of course perfectly free to ignore the easy solution.
    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
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HELP ADVICE ODD E-MAIL from solicitor


DARLOPONTY1
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Hi all

 

Mcol deemed served date 9/5/06

NW defending claim

28 days up 7/7/07.

 

Right.

 

Last night thought I'd check thru the FAQ section and found thread re. how some other sites are giving wrong information re MCOL claims. As I had used MSE as my original reference I had a minor panic as I hadn't sent the Court a breakdown of my claim. So being all 21st Century decided to e-mail the docs to Mcol and as a afterthought CC'd the same document to NW solicitors 'cos when I started the ball rolling with NW the kept losing stuff;), and I didn't want the the solicitor turning up to court saying what claim?

 

Anyway got home tonight after a day down the paper mine, to find an automated email from mcol acknowledging receipt and a further one from Sols stating "regarding your claim, the charges are acceptable. Please don't hesitate etc " !!?

 

soooo

 

what do you think

 

Should I.......

1 Ask them for clarification or

2 Assume someone dropped one, front up and send my terms for full settlement.

3 wait until 7/7/07 or

all three?

 

Your comments/observations humbly requested:?

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I would say that is probably an automatically generated response.

Just carry on with your claim.

If it is anything different then they wll be in touch again.

 

Regards, Rooster.

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I would say that is probably an automatically generated response.

Just carry on with your claim.

If it is anything different then they wll be in touch again.

 

Regards, Rooster.

 

Thanks Rooster

 

As usual with Nationwide I'll Carry on Regardless BUT i think I'll try

poking the bear with a stick as well just to see what what they do.

 

many thanks

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  • 2 weeks later...

Hi all,

 

Thought it's about time I gave a more comprehensive narative of my struggle against the DARK SIDE.

 

S.A.R - (Subject Access Request) request 8/3/07-usual NW shenanigins application lost-dog ate it etc received back 22/4/07.

 

Initial Request 23/4/07 @ £4000 inc interest week later "get stuffed letter"

 

LBA sent 8/5/07 on schedule...no reply..phoned 14 days after to check receipt said "ooh we've got 40 days from date of receipt"

told 'em "ooo no you dont, see you in court"

 

Had to wait till payday

 

MCOL 2/6/07

Deemed Served date 9/6/07

Acknowledged 11/6/07

14 days up 23/6/07 28 days 7/7/07 will run over 10/7/07 cos of weekend.

So just Waiting for their defense or lack of of it now and checking my A/c 4/5 times a day checking for phantom credits.

 

Go on Nationwide, you know that you want to.

 

And congrats to all of Leeds Mercantile Court claimants. To be honest when read that so many cases were being booked at the same time I was worried we were gonna have another Hull or Berwick situation. Instead we get the BIGGEST threat to the Bankers yet.:-)

 

All the best everyone

 

DP1

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Hi everyone

 

Looks like NW are paying out. So far today I've recd £1900 into my a/c Only a further £2700 including interest due will keep you all posted. Knowing NW they'll pay only what has been deducted then hold back the rest.

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:) Nationwide have done it again further £400 added.:) Have emailed NW's solicitor for breakdown of settlement. Have checked my own figures and small discrepancy between claimed and paid. So holding off declaring as settled. Hopefully will be finished by the end of the week. Then we can start on Our credit cards!!

:D:):D

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dolly when your payments when into your account did they appear as credits by cash to start with.

 

As i have had some phantom payments go into my account but all it says is credit by cash at the moment the bank said they wont know where they came from untill tomorrow.

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Haybaby,

 

I think it depends on how the cashier's feeling mine started with 3 corrections

a cash credit, then two more corrections another cash credit then today another four corrections for another £85 thats @ £4400 over three days and still nothing from NW telling me whats going. Still short of @ £300 pounds for charges from after I claimed, hoping they'll stick 'em in to get me off their case. If they dont we can start again. :rolleyes:

 

See ya

 

DP1

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Hi everyone,

 

Claimed £4400

Settled £4300

 

Just glad to say that all the stress is over with now but still haven't received anything from courts or Nationwide to end the action. I'm happy to settle on £4300 'cos I got my calculations slightly wrong and claimed a month too far back.

 

I'd like to say a big thanks to all the other members and helpers on the thread as without your support, advice, guidance and encouragement I would still be cursing these charges being the bane of my life.

 

I wish all contributors and readers of the threads all the best and be patient, follow the formula and you WILL get YOUR MONEY back.

:D :D :D :D :D 8-)

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Great stuff, glad for you.

If you have charges from prior to 6 years & have the statements to prove it I would now be pursuing those too. I certainly intend to have a go at Barclays for 6 + years once they settle on the last 6 & others are looming in my sights too. It has to be worth the effort.

Andrew

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