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Wednesday vs Citi Cards


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£9.25 per hour is the going rate.

 

But its best to break it down

so for example;

 

 

Drafting of application 2.00 £18.50

 

Research of Civil Procedure Rules 1.30 £13.60

 

Correspondence to Court and defendants 1.00 £9.25

 

 

 

etc etc

 

 

 

other things;

 

 

Telephone calls.

 

 

 

Theres a good thread on Costs orders.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Well their deadline is Monday, i haven't received anything yet, cutting it close. Do i have to receive the info before the deadline or just the Court?

 

Still got this nagging feeling, postie will deliver a wad of paper either tomorrow or Monday :rolleyes:

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Still got this nagging feeling, postie will deliver a wad of paper either tomorrow or Monday :rolleyes:

 

And it came today :shock:

 

It contains

 

Terns and Conditions

Default Fee Justification

Skeleton Argument

Witness Statement

Copy of a Decided Case ( One they Won)

Extracts from the OFT Report.

 

 

What happens now?

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Surprise, surprise they have not complied with the draft order in that they have not provided a full breakdown of their charges.... time to request that the defendants defence be struck out in writing because of this.

 

And theres me getting my hopes up that they would have complied and we could have gone through their figures and justification with a forensic accountant. Darn!

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Had a look around and it seems to be an N244 form and a fee of £75 :eek:

 

For that price it better get struck out :D

 

Would i get the £75 back if it is struck out?

 

Also can i get away without the need for a hearing? Don't really fancy waiting a few months for a date for them not to contest it?

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In my instance I wrote to the court manager informing them of what had happened which did the trick.

 

It could go to a disposal hearing, but you have the advantage in that they cannot rely on their defence at all -- just boils down to the facts of whether the penalty charges are unlawful, which they are.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Nope no fee, but then again it was my first time litigating.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 3 weeks later...

If you get a hearing date, when you attend court take your delivery slip and confirmation of delivery of your bundle.

 

Eversheds barrister stated that they had not received Martin3030s bundle, something which they also attempted in my claim despite having evidence to the contrary.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 2 months later...

No two Judges are the same by all accounts things didnt go your way last time.They cannot rely on previous success its immaterial.

Its not unreasonable either for you to refuse any offers of settlement that are unrealistic-even if the Court found that Citi were entitled to the OFT portion,you would still be entitled to the interest on the rest-and you would still be entitled to costs.

Its ok for Citi to be quoting cases they have won and where the Court have found favour-but lets not forget for one minute those Courts that did NOT find favour and awarded the claimant Judgement.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok I did make space but its full again already.

So when do you need to get stuff in for ?

Since you thought the last hearing was the trial I assume you did an exchange with Citi ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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yes document exchange-I have sent you a pm.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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its ok I saw.

must be all those "Agent Provocateurs" Cherry picking my mailbox :lol::lol::lol:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Subbing, this may be of interest to the thread!

 

So presumably CITI managed to produce and agree with the OFT a true copy of the credit card T&Cs?

 

http://www.oft.gov.uk/news/press/2009/45-09

 

Regards - Richard

 

 

Richard that link has already been well reported.

Citi never stated that they agreed with the OFT-in fact they said it cost them MORE than the £12.00.

As I recall Citi did not even voluntarily participate in the 2006 OFT investigation into Credit Cards-the £12.00 was forced upon them all-they were told to fix these rates or face them being fixed.

 

As regards their terms and conditions,there has never been any shortage of these-they are readily available both in old Associates and Citicard versions-we were able to archive these from very early Citi claimants-Citi are of course aware of this.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Not forgetting that Citi have stated that their penalty charges are a sanction, they are at the level they are to disuade people from making payments late - pure and simple.

 

As for cost pre-estimates they've plucked figures out of thin air, as we have recently gained some proof alluding to this, which would also explain why they have been so reluctant to provide supporting evidence to validate the pre-estimate exhibits they are filing at court.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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  • 1 month later...

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