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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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    • We have finally managed to obtain the transcript of this case.

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me v nationwide


evanregan35
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I have just filed with mcol for my claim against 'Nationwide'.

I rang them yesterday to see what was happening with my claim (as I had sent them my final letter) and spoke to a very nice lady who took all my details and said someone would give me a ring today.

Today some snotty woman rang and told me the complaint was closed with her department and didn't know whether or not it had been passed on to the next complaints department but would e-mail them to check.....!!!!!!:?

I told her that this was not good enough and that if the matter wasn't resolved today I was filing online to take them to court :-o . She replied 'if that's want you want to do, do it!!!!!!!!!!' :mad: .

So here I am - what do expect to happen now?????????????

Going to 'ibiza' at the end of july and would have liked my money so the kids don't want for anything!!!

 

CHARGES = £1043

INTEREST= £469.23

COURT COSTS= £120.00

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So here I am - what do expect to happen now?????????????

Going to 'ibiza' at the end of july and would have liked my money so the kids don't want for anything!!!

 

I wouldn't bank on having it in time for your hols, pardon the pun. :p

 

These links will give you an idea of the next stages: Anythings possible though. If you've given them 14 days since your LBA then file a claim against them.

 

Guide to Reclaiming Bank Charges

 

Example Step-By-Step Instructions

 

Good luck

 

K.:)

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Hi again.

Like I said I HAVE filed with MCOL yesterday, but now read somewhere that I have to send something with my claim. WHAT DO I SEND AND WHERE DO I SEND IT TO? I'm very confused by all of this court thing and I know that certain users will tell me to read the threads, but thats all I do and it's making my head spin!!!!!!!!!!!!!! :confused:

 

Any advice would be gratefully recieved :)

 

Thanks Tracey

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Hello Tracey!

...I HAVE filed with MCOL yesterday...WHAT DO I SEND AND WHERE DO I SEND IT TO?...Any advice would be gratefully recieved
Firstly...Chill!!...:cool::)

 

The links that are in the following Post should answer your immediate questions re: MCOL...

http://www.consumeractiongroup.co.uk/forum/show-post/post-806253.html

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Hi Tracey,

 

I know it's a lot to take in, but its unfair to expect people to re-type all the available info so you don't have to read all the threads. You also run the risk of someone omitting important details so reading the original thread is always the best way.

 

This link is all about MCOL: Getting MCOL Right

 

The section 'After you have issued your claim' has a template letter and tells you what you need to send.

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Beat me to it MTM.... :p

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Hope U're NOT accusing me of being 'premature'??...lol...:D

 

...Or should that be 'immature'??...pmsl...;):p

Hmmmmm.....:rolleyes:

 

No, I would never suggest such a thing :p

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

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Thanks for all that MTM and Kelly.

I did find that thread earlier and have sent everything that they say to send so I think I'm back on track and just need to play the waiting game now :eek: .

 

Fingers crossed that they pay up early and I can enjoy IBIZA :p YHEY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!11

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Thanks for all that MTM and Kelly.

I did find that thread earlier and have sent everything that they say to send so I think I'm back on track and just need to play the waiting game now :eek: .

 

Fingers crossed that they pay up early and I can enjoy IBIZA :p YHEY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!11

 

 

 

Good luck with eveything there!

I, like you, am impatient with these kinds of things.

 

Don't let it ruin your holiday, as with most companies, banks tend to drag thier feet.

 

At least it shouldb e done in time for a very merry christmas :)

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I hve just logged onto MCOL and it seems my claim has been acknowledeged. Now I have drafted a letter to their solicitors but cant seem to find the damned address anywhere!!!!!!!!! :x

I have got the schedule of charges to send to them ready :p

CAN ANYBODY 'HELP'? ;-)

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