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    • just post it here as text then we can edit if necessary
    • 1st try for snotty letter.     lbccc v1.pdf
    • I do feel now that I would like to comment on some points raised on some of the posts on this feed:   Although I found the appearance and comments from Zac to be rather strange, I have not left a scathing review; I was merely seeking some advice as I have never been in this situation before and did not know what to do.   The information I have provided is factual, transparent, and comprehensive. The pdf I posted of full correspondence, screenshots with text on (and to clarify direct quotations from the video walk round), and photographs of the bonnet show this.   The emails and comments posted by the dealer do not constitute the full facts of the situation as he stated, and it makes me feel sick that I have repeatedly been called a bully and a blackmailer (via correspondence and forum comments) throughout this. Additionally, the 4th email posted by the dealer which he named as the response to the email above it was not the response I received to it.   I have made it clear from the start that I wish to keep the car and only wanted it in the condition as advertised. Upon receipt of my first email concerning my complaint (not the best email, I know), it was very clear that the dealer wanted the car back. His response to this was a WhatsApp message which ended in “To be frank I don’t want to sell some one a car that insults and then blackmails me”. This was also the only option provided which would not cost me considerable time or expense. Although it would still have left me without a car (and having to resume my search), as my old Golf was due to be collected by a private buyer. Also, this was the only option offered without sarcastic and/or patronising comments attached. This is of course only my personal opinion and I am aware that I may not be fully objective on this point, but I felt bullied into doing what the dealer wanted.   Whilst I understand my initial email was quite conflict orientated, and that I have not dealt with this situation well, I don’t believe it excuses the responses I received. I am at a loss to see how this is above and beyond in terms of customer service.   As the dealer pointed out, I did state that the car was in fantastic condition for its year (the interior is fantastic for the year), apart from the bonnet of course. The car has most likely done predominately motorway miles which would account for the bonnet. There are minor issues which also don’t match up with the video walk round. Namely, a tiny dent in the rear wheel arch, which is barely even noticeable, several paint chips around one of the doors, the odd stone chip elsewhere, the alloy wheels are in good condition, but not absolutely pristine as most were described as (I had assumed maybe these has been reconditioned), the rear loading strip is heavily marked all the way across, but the paintwork not affected. However, all of these I feel are minor in a 10 year old car. Upon reflection ‘great’ may have been a better representation than ‘fantastic' on my comment.   During my initial phone complaint, I was told that I was the first customer to complain in over 50 cars (can’t recall the exact number but remember it being in the 50’s) to which I said that I felt bad about, later it was 300…   I never asked for £150. As mentioned before, I accepted this offer over the phone after the dealer had told me that I would not be able to get a stone chip repair company to rectify, as “there are hundreds,” and that it would need respraying. He told me that it would cost him £150 (did not mention plus V.A.T) and that it might cost me £200 here.   I was confused by the pricing structure mentioned (from the chap he has previously told me he has used for his body work repairs for years) as this appeared to be an invoice, which I assumed was for another car’s repairs. The total cost was over £1,000. It stated £180 for a bonnet repair and paint (vandal damage, small repair or paint correction) and on the second page V.A.T was added. If this is correct this would surely equate to a total cost of £216 for the bonnet, but of course I could be wrong. Not inclusive of the cost of collecting and delivering the car back to me, as I have been informed that this should not be of inconvenience or cost to me.   I asked for a larger contribution as initially I was led to believe it would cost me £50 and a little inconvenience. Only after I stated the specific consumer rights (which I had Googled over the weekend) and sent the dealer photos of the bonnet did he offer me a further £112.50 for this. In hindsight I could have specified a figure, and that I still did not expect the blended wings to be paid for. Before this, the dealer stated that he did not wish to negotiate any further and to take the car back to him to paint or they will refund and collect. Upon seeking more specific advice on Monday I was informed of my full rights in this circumstance.   It is certainly not a case of changing my mind because I wanted a brand new bonnet etc. and I disagree that the dealer kept his "kool" and replied respectfully throughout, as I do not consider sarcastic and derogatory comments throughout as respectful.   The warranty is a 6 month bronze package from Warranty Wise in this case, which I believe is the only option for a car over 100,000 miles.   I’m unsure as to the significance of the dealer counting 14 stone chips, but maybe this was on one of the photos close to the edge of the bonnet. I have not zoomed in, merely taken a photos of different areas of the bonnet. You can gauge the size on the photos which are closer to the front headlight area. Also, again this issue is not about the size of the stone chips, which do vary in size throughout, it is about the sheer amount across the bonnet not being as described. I did state that these were difficult to see in sunlight or at a distance. However, upon reflection I should have stated more clearly i.e. direct sunshine. I believe 2 or 3 were pointed out on the front edge of the bonnet in the video walk round. In which the dealer stated "Body work is absolutely stunning for the year, with only very minor age related marks, which we’ll point out as we walk round… Bonnet; no scratches, no dents, no damage. If we look closely, we might find the odd little stone chip here and there that have been touched in, little one there, very difficult to see. Little one there, look. So, it's got the odd little stone chip on the front of the bonnet edge, apart from that it's very very clean."   There are not over 30 emails about this, there are 12 and 11 WhatsApp messages (inclusive of the 2 photos of the body shop invoice).   From what I understand about mediation, its purpose is to negotiate to resolve an issue as timely and smoothly as possible. The last emails from the dealer stated that they had no choice but to take legal advice and pass all their correspondence to Lawgistics. With a formal retraction of all previous offers except returning the car to them for a refund, which would be my responsibility. This also informed me of the AA ADR. Followed by one stating “My apologies I forgot to include the phone number for the legal team… Bonnie is the team leader should you wish to escalate to the highest level. Please note that on taking further advice we are under no obligation to offer a refund for the vehicle.”   The dealer also stated “our car” at the end of one of his posts which is odd. It is legally my car which was purchased online in good faith.   Bankfodder’s recent comment concerning the AA does indicate he is saying the AA does not know what they are talking about.   Lastly, I am also unsure as to why anyone would want to deliberately add stone chips to their newly purchased car, or indeed how. Is this even possible?
    • As far as I can see I could just have scanned in a QR code of an unused or unreported test and declared it negative.  It is a venue asking for this and it's utterly pointless.  They'd be much better asking everyone to bring an LFT with them and randomly picking 10% out on entry to test in front of a witness
    • Each test has a unique QR code?   The UK is a joke at the moment.  People fighting over petrol at garages, because of supply issues affecting some garages.    Will we see people fighting again in Supermarkets over the last pack of toilet rolls ?   Government are blaming the media for reporting the problems .            
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win win win....but still owe money..?


busa
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from this thread:

 

http://www.consumeractiongroup.co.uk/forum/nationwide/72909-nick-nationwide-2.html?highlight=nick+v+nationwide

 

 

WOOOOOOOOOOOOOOHOOOOOOOOO OOOOOOO........

 

JUST THOUGHT I'D CHECK MY ACCOUNT JUST AFTER POSTING THE LAST POST AND I'VE BEEN PAID........!!!!!!!!

 

sorry.....i'll stop shouting now....

 

amount i'm claiming.

 

charges £2,107.00

s69 intrest £532.59

court fee £120

 

been paid

 

two payments of 999.00

one payment of 109.00

total so far 2107.00

 

outstanding is the interest 532.59

court cost 120.00

total outstanding 652.59

 

what do i do now......i still want the 600 odd quid?

 

nick:shock:

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hold on in there - if they have paid the charges, then they will pay you the interest over the next couple of days NORMALLY.

 

If they dont then you will have tell the court that they havent paid the claim.

:| worried and stressed:|

Nationwide! Here i come, could be alot of money they might have to pay me back:eek:

 

Data request letter sent 04/06/06 via Hull Branch Nationwide.

Hull financial consultant called ME to help 04/06/06

:smile:Refunded £1200, 19/07/06, still going for the rest of it though!

LBA posted 22/09/06 claiming £2720!

D`oh! - put wrong amount in LBA - short by £1000!

Finally got the money to go to court 09/03/07

Acknowledged 13/03/07

No reply, so judgement issued 29 days after acknowledgment 14/04/07

DEFENCE FILED ??!! 09/03/07

FULLY PAID UP 17/04/07

Second Prelim sent 20/04/07

Second LBA sent 01/05/07

MCOL acknowledged

County court letter saying PAID UP 20/06/07 - although this wasnt the claimed amount, so i disputed it.

Still awaiting court date/decision due to OFT case.

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hi busa,

 

i'm in the same position as you...they just paid into my account yesterday the £721 which is just the charges...still waiting for interest and court costs which in total amounts to about £ 1081..

 

I managed to file a judgement through MCOL because they hadn't put in a defence but when i checked MCOL later on yestaerday it showed they filed the defence on the 16/6 but it didn't show up on MCOl until after i had field the judgement. So if they dont pay the rest by the time i get the defence letter from MCOL then i'll just continue the claim.

 

Funnily enough, i had 4 DD's returned last month so they advised me that i was being charged so i wrote to them asking to please not charge me and explained my financial circumstances..just received a letter back today saying they will charge me on the 28th so i guess i'll be starting another claim shortly!

 

 

good luck and congrats

 

 

shaz

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Hey shaz

 

hmmm.....it's not just me then....okidokie.... i'll wait it out then

 

keep me posted on what happens to you, post a link to your thread....

 

i didnt go the mcol route, i went to my local court....

 

 

cheers

 

nick

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All done and dusted........woohooo.....just got to send a reply back to the court....saying fully paid.....

 

they paid me my outstanding dosh today.....and i'm well chuffed....

 

thanks again everyone.......

 

and to all those in the middle of it all......keep at it, it'll all come out in the wash.....!!

 

 

regards

 

Nick (busa):p:p:p:p:p

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my claim was issues on the 18th may,

deemed served on the 28th may

so nationwide had till the 11th june to reply..the defendant filed an acknowledgement of service on 30th may. the defendant responded to the claim indicating an intention to defend all of the claim"

 

so....28 days from the 18th of may...15th june

 

i forgot the date and only checked my account on the 20th june and found i had been paid that day.......

 

got the rest of my money today so all in all 34days from filling at my local court.....

 

hope this is of some encouragement...?

 

 

 

Nick

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Thanks very much for that. It gives me hope that I will have a good summer off with the kids!!!!!!!!
:D
my claim was issues on the 18th may,

 

deemed served on the 28th may

 

so nationwide had till the 11th june to reply..the defendant filed an acknowledgement of service on 30th may. the defendant responded to the claim indicating an intention to defend all of the claim"

 

 

so....28 days from the 18th of may...15th june

 

 

i forgot the date and only checked my account on the 20th june and found i had been paid that day.......

 

 

got the rest of my money today so all in all 34days from filling at my local court.....

 

 

hope this is of some
encouragement...?

 

 

 

 

Nick

 

 

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