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help.............capital one charges


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hi could anybody help me. I had a credit card with capital one about three years ago. I went over my limit one month and ended up paying £650.00 to the debt collention agancy even though my credit limit with capital one was £200. Can i still try to claim some of the money back even though it went to debt collection and if so how.

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Hi and welcome to the site,

tongue2.giftongue2.gif

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!!

wink.gif

 

TRISH

 

 

Useful links to help with your claim

 

 

 

 

 

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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hi, thanx for the fast reply but the links dont seem to be working i cant open them up, does anybody have anymore. Also as i had the credit card so long ago i dont have any account numbers or address to send them a letter has anyone else been in this situation and what i can do about it

thanx

jen

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  • 4 weeks later...
hi, thanx for the fast reply but the links dont seem to be working i cant open them up, does anybody have anymore. Also as i had the credit card so long ago i dont have any account numbers or address to send them a letter has anyone else been in this situation and what i can do about it

thanx

jen

 

 

You're right Jen, the links posted here aren't working.

 

Try this for starters:

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

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