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    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
    • I would say You should accept it - I HIGHLY doubt you will  be able to claim for letters at trial ans they’re offering you that, which is higher monetary value than interest.   Also they raise a good point, getting interest at anything above 4% is lucky these days, yes judges give it, but rarily above 4%   Also you might find depending on the judge  you don’t get some costs if you take it all the way over £7.40 when court woukdnt award letters costs and thus meaning their award would be less than evris offer which was made    Up to you though but the wait will be 3-4mo for a trial date at least
    • Hi Folks, Been 162 days! Just by way of update. Today I received a text from Opos Ltd so no doubt Capquest are renting the debt out to anybody who fancies a nibble. Safe to say I will not be responding.
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Telephone harassment - an action plan


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Oh yes - Great big obvious TROLL! :rolleyes:

MJC 007.5 :cool:

 

Advice or opinions offered by mjc 007.5 are personal, offered in good faith and without prejudice or liability. Your decisions and actions are your own and should you be in any doubt then please seek the opinion of a fully qualified and insured professional

 

:) If you think I have helped you please feel free to click on my scales :)

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According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

So where's the reference to that clause...? :rolleyes:

If my comments have been useful please click the scales and let me know.

 

Me vs Rockwell/Tessara/RBofS: pending.

Me vs MBNA/1st Crud: Discontinued.

First Direct Overdraft: CCJ won.

IR: 2 CCJs 1 won.

Birmingham Midshires: pending

BT: pending

others to come....

 

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According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

Another DCA Threat monkey having his commision hit by CAGGERs.

 

Do not believe all your masters tell you.

 

If you want to know the truth about the CCA just ask here.

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Quote:

Originally Posted by Smellen

But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

Bit difficult to phone with the handset up your jacksie:eek:

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According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

 

I think you've missed the whole point of this thread, matey: it's not about OWING money, it's about HARASSMENT!

 

I am inclined to agree with others on this thread, that you are a DCA troll. I'm not going to take your bait, chum, but suffice to know that my DCA is getting the p*** taken out of it by me now. Why? because I have learned to use the LAW, unlike just about every DCA clown I've had to deal with!

 

Here is just another example of DCA and bank employees getting upset about people power. Perhaps the site team should note these clowns' IP addresses and block them. The last thing we need here, when we are trying to assist each other in interperating acts of law, is a bunch of flamers!

Edited by FlyboyAgain
Grammar
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According to the consumer credit act if you have debt with a company and you have not met your contractual payment that month or have previous arrears they can call you as many times as they want so long as they only leave 2 answering machine messages. If they send you a letter they have to wait something like 2-3 working days after sending it to call again. But at the end of the day if someone owed me money personally I wouldn't stop calling until I had the money in my back pocket

 

If that was true then explain why FOS found in my favour that a bank was unreasonable in not ceasing calls and suggested a fine of 250 pounds? :lol:

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He's talking crap, Animal, like all of his ilk.

 

Yep, hence the rolling eyes emoticon! :D

If my comments have been useful please click the scales and let me know.

 

Me vs Rockwell/Tessara/RBofS: pending.

Me vs MBNA/1st Crud: Discontinued.

First Direct Overdraft: CCJ won.

IR: 2 CCJs 1 won.

Birmingham Midshires: pending

BT: pending

others to come....

 

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um, change your number doods.

Why should we, over **** like that?

 

Update. Local Trading Standards got back to me today saying they'd gone and paid Blair, Oliver & Scott a wee visit. Full of apologies, they were, but went whining on that they didn't know I was writing to them as all letters that arrive in Fife get sent down to leeds (yeh, i know; go figure that). They were shown my two harassment letters and told they were now the subject of a report to the OFT.

 

I haven't approached another law firm yet, but will await the reply from TS/OFT and see what happens then.

 

Funny, there have been no calls for a full four days! I guess the DCA plebs got fed up of the farmyard noises when they got connected to me. Next time, it's a ref's whistle next to the mouthpiece!

 

Victuri, te salutamus!!!

Edited by FlyboyAgain
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HALIFAX! I HATE EM. They used to call up to 7 times a day, but it was all automated. The message just asks the recipient to call them.

 

If you're going to spam call someone - at least do it in person if you're a big fat bank, innit! Cowards.

 

But, I found software for my mobile and now I live in peeeeaaacccceeee. :D BlackBaller - killermobile.plom

Edited by iddles10
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Why should we, over **** like that?

 

Update. Local Trading Standards got back to me today saying they'd gone and paid Blair, Oliver & Scott a wee visit. Full of apologies, they were, but went whining on that they didn't know I was writing to them as all letters that arrive in Fife get sent down to leeds (yeh, i know; go figure that). They were shown my two harassment letters and told they were now the subject of a report to the OFT.

 

I haven't approached another law firm yet, but will await the reply from TS/OFT and see what happens then.

 

Funny, there have been no calls for a full four days! I guess the DCA plebs got fed up of the farmyard noises when they got connected to me. Next time, it's a ref's whistle next to the mouthpiece!

 

Victuri, te salutamus!!!

 

well, whilst i agree with the sentiment i would advise ANYONE who wants to challenge their debts and not have the aggravation to first change their phone number or get my friend truecall installed

 

i have challenged 8 cards since april and as of right now my truecall has logged 834 zapped telephone calls from creditors ( i only have one dca acting at the moment) so imagine what it will be like when they are all being handled by dca's!!

 

I am an ex policeman and can handle myself face to face or on the phone but theres principles and then there 's complete peace of mind!

 

in know which i prefer

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I hear you, Diddy, but if I change the number, it means they've won, in a sense. Sure, the Truecall sounds great but there is no satisfaction on knowing that a DCA pleb is sitting there dialling your number only for him to be kicked off by Truecall as the pleb only picks phone up once the auto-dialler recohnises an answer. But then we all know that.

 

Strangely enough, I have gotten used to answering the phone and occasionally speaking to them and as soon as they've identified themselves I tell them to go find something better to do with their lives,

 

I have found out that Bl;air, Oliver & Scott are wholly owned by HBoS and I wonder how their salary structure works. Buttons and commssion, I would guess.

 

Like traffic wardens, I'll bet none of these plebs admits to anyone what the actually do.

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I hear you, Diddy, but if I change the number, it means they've won, in a sense. Sure, the Truecall sounds great but there is no satisfaction on knowing that a DCA pleb is sitting there dialling your number only for him to be kicked off by Truecall as the pleb only picks phone up once the auto-dialler recohnises an answer. But then we all know that.

 

Strangely enough, I have gotten used to answering the phone and occasionally speaking to them and as soon as they've identified themselves I tell them to go find something better to do with their lives,

 

I have found out that Bl;air, Oliver & Scott are wholly owned by HBoS and I wonder how their salary structure works. Buttons and commssion, I would guess.

 

Like traffic wardens, I'll bet none of these plebs admits to anyone what the actually do.

 

fair do's everyone has a different need- mine is serenity

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Just one handy hint from a seasoned telephone harrasment avoider :cool:

 

Leave it to ring itself to death and stop. Check the number on:

 

Phone Call Comments (Whocallsme.com)

 

If its a DCA, add it to your Contacts, Create a Group in your mobile called Plonkers (or something appropriate), set the Group ringtone to none and no vibrate - then add the DCA contact to the Group.

 

Bingo - everytime a call comes in from that number (and all the rest you have put in the group) from here on in - silent & not vibrating :p

Edited by Gixer1100
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Just one handy hint from a seasoned telephone harrasment avoider :cool:

 

Leave it to ring itself to death and stop. Check the number on:

 

Phone Call Comments (Whocallsme.com)

 

If its a DCA, add it to your Contacts, Create a Group in your mobile called Plonkers (or something appropriate), set the Group ringtone to none and no vibrate - then add the DCA contact to the Group.

 

Bingo - everytime a call comes in from that number (and all the rest you have put in the group) from here on in - silent & not vibrating :p

 

yes but most dca's call from either private or unknown numbers so that would only work if they they displayed thier numbers. I myself dont answer any call from a number I dont reconiser or one thats witheld.

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i tell them all any calls that are withheld will not be put threw as the phone is police blocked from withheld numbers.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I understand what you're saying Flyboy - you don't get the satisfaction of messing them about a bit in return, and also, using these devices/software to avoid the calls completely denies you the opportunity to build a case for harassment, and lessens the numbers of complaints against these companies.

 

Unfortunately, after getting so many calls in one day - I chickened out and installed the £3 bit of software on my mobile and now I'm agreeing with Diddy....

 

....ahhhhhhhhhhhh silencio!!!!!!!!!!!! :D

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I understand what you're saying Flyboy - you don't get the satisfaction of messing them about a bit in return, and also, using these devices/software to avoid the calls completely denies you the opportunity to build a case for harassment, and lessens the numbers of complaints against these companies.

 

Unfortunately, after getting so many calls in one day - I chickened out and installed the £3 bit of software on my mobile and now I'm agreeing with Diddy....

 

....ahhhhhhhhhhhh silencio!!!!!!!!!!!! :D

 

no it doesn't the truecall ANSWERS every call and logs all details of the call time duration originating number and records any messages- it just does it in the background where you dont get annoyed

 

one click of the mouse and you print out a fully documented log of the calls

 

unlike a manual log which is more likley to be challenged as to its accuracy

 

you do NOT have to have spoken to the caller to claim harrassment.

 

the level of calls being made to your phone is sufficient

 

many people dont want/cant handle playing games with the callers and for them the device or change of telephone number can be a blessing

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Hi all,

 

from another seasoned telephone harassment avoider8-)

 

I phoned bt told them i was getting harassment calls changed land line number to a total secure number free of charge and never had another call from those "cant get a real job " again also done same with mobile.

 

The boot is now on the other foot, so i have huge pleasure now sending out vast amounts of emails and bankruptcy certificates to the original creditors and their cowboy dca outfits just to wind em up.Best bit is when they have told me they have recieved my BR certificate and no further action blah blah blah blah will be taken, i send it again and again and again:lol::lol::lol::lol::lol::lol::lol::lol::lol::lol:

 

just incase as they sure as hell didnt understand when the insolvency service told them 3mths back:p

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i had a contract with orange and defaulted on payments due to financial issues and was passed to nco who kept ringing me up at ridicolous times at 8am on a sunday morning and where really nasty when i said i could not pay straight off but could pay in instalements and was told "NO you cant do that you must pay it all immediately "

which i explained i could not and basically they said they could not help me

so i then got a letter from westminster i contacted them and expalined and they seamed more helpfull than nco

 

 

does anyone have westminsters email address as i have lost my piece of paper with it on

 

thank you

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