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Which DCA's use which CRA's?


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As there's 3 different Credit Reference Agencies I would just like to know which ones are used by which DCA's. I recently got my Credit report from Experian and even though I have been dealing with a few DCA's in the past couple of years, none of them are on there. I have a few defaults which show up from the original creditor but not one DCA :confused: I think I will now have to get my reports from the other two CRA's.....not as easy on-line as it was with Experian:mad:

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I think you'll find (correct me if i'm wrong!) when the original debt is sold on, the debt registered with the cra is marked as settled and then updated in the name of the new owner.

 

Best wishes, Dave.

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Thanks for your replies...I have posted off for my CR to the other two, so will wait and see what they come back with. I know that one of the debts showing up as defaulted with Experian had been passed to lowell, but they are not mentioned on there.

So, anyone out there been defaulted by Lowell? Which CRA did they use?

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I think you'll find (correct me if i'm wrong!) when the original debt is sold on, the debt registered with the cra is marked as settled and then updated in the name of the new owner.

 

Best wishes, Dave.

This has not happened on my Callcredit CR either. I'm not complaining obviously, I'm just surprised. Lowell's name does not appear anywhere.

 

Just for information, Callcredit have near enough shown exactly the same info as my Experian CR, but with the added bonus of monthly balance lists.

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