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Invictus v Barclays (what can I claim?)


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just got a heap of stats thru from B's.


the only charges seem to be...


"Unpaid Outs" & "Paid Referrals"


B's stats are certainly harder to read than some I have had.


What do these mean? What transactions do they refer to? Does it matter? How would you list these on your spreadsheet?


Also, 2 accts, 1 mine, 1 mine and Mrs invictus. Can I claim for both in the same court action?



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On my bank statements the Paid Referral charge is when I have gone overdrawn and the Unpaids out is when I have had a direct debit/cheque that didn't have enough funds in to be covered.


I have claimed for 2 accounts in one claim.


Hope this helps.

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also look out for 'Unauth O/D' ;)

Barclays (2 accounts) WON

Lloyds TSB (Daughter's) WON


Cohen's: WON (discontinued)

DLC: Given up, gone away.

Eversheds: Trying!

Equidebt: In default

Intrum J: Return to OC

iQor: Stopped paying.

Link: In default.

ScotCall: Return to OC

Thames: Stopped paying.



I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.

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