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ERC's for BM & Kensington


unicorn96
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I was charged £7,606.45 in January 2005 for an Early Redemption Fee by Kensington when i moved my mortgage to Birmingham Midshires and £10,033.70 in May 2007 for the same when i moved to CAG. Is there any possibilty of getting any of this money back and if so, what would be my first step. Would change my life if i could get even half of it back. Didn't know if anything had changed since i was last on the site.

Pauline

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Sorry but i dont understand what you mean by fast track.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Thanks for the advice. Could you pls tell me if i decided to go ahead and start a claim, where would be the best place to start. Is there a template set up anywhere for a Preliminary letter or do you know of anyone who may be able to help me write one. I would like to give this a go, even if i dont get as far as the court stage.

Thank you

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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Ahhh ok thanks. I dont know if you are allowed to do this but can you recomend a 'letter' from anyone else's site that i could use. I have seen a few but am unsure what would be best.

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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What if i decided to claim only under £5000 ?

:grin: WON

GOLDFISH £291.90

MARBLES £174.47

RBOS VISA £232.19

AMEX (BLUE) £148.40

BARCLAYCARD £251.31

AMEX (BA) £151.50

RBOS M/C £222.00

RBOS (MY ACC) £430.00

BARCLAYS £505.00

MBNA £250.00

RBOS (JOINT) £2975.00

:grin:

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