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pov

Unwilling to refund

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Happy new year to you too.

 

Send it off and let us know how you get on.


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Hi Pov,

 

Saw this and thought of your case - http://www.consumeractiongroup.co.uk/forum/general/130570-fos-resumes-business-claims.html#post1372643

 

Have you had a reply back from court yet re getting your case unStayed?


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Have just rang court as have not had reply to letter/press release i sent early jan to be told that the judge has said 'no action need to be taken' as all bank charge cases are waiting for the outcome of 'big London case' ????

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Hi Pov,

 

So they've not had the decency to respond to you by letter. :mad:

 

Hattie has had the same (lack of) response, so I'll get the Team to have a think and will come back with your next move.


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Have just rang court as have not had reply to letter/press release i sent early jan to be told that the judge has said 'no action need to be taken' as all bank charge cases are waiting for the outcome of 'big London case' ????

 

Pov, have a look at the OFT test case here. This relates to overdrafts only, not loans / credit cards etc.

 

http://www.consumeractiongroup.co.uk/forum/oft-test-case-updates/107548-office-fair-trading-test-new-post.html

 

This is why the Courts are putting a 'Stay' on claims (at the request of the Defendant. The case was brought by the OFT to place clarity on the law with respect to charges.

 

Let me know if any problems.

 

Tide

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Hi Pov,

 

Hattie sent a letter, to Barclays this time, but we've heard no more from her since.

 

You should have a look at Martin's thread here - http://www.consumeractiongroup.co.uk/forum/barclays-bank/80397-martin3030-barclays-business-round.html#post1418471

 

If Barclays are willing to agree to the Stay removal in other cases, you need to be ready to move on as well - Court Bundle, etc.


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guess i'd better not order my wooden windows yet then eh ???

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I think you know business claims are in some difficulty.

 

Do you know if you are allocated to the small claims or fast track. I see that you made reference to N150 earlier which may lead to you being on the fast track.

 

How much was your claim for?


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thanks for replying GuidoT but i was just jokin really trying to make light of the situation ...

 

i think it was form n149 i filled in . i have 2 claims in this thread one is personal thru money claim on line and a business account trying to claim just over 2 grand at my local court .

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Okay, I was concerned about your exposure to the other sides legal costs.

 

You should keep the two claims in separate threads otherwise it gets very confusing when reading back.


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Hi Pov,

 

Looks like the business claim is all but over. See the bottom of this thread - http://www.consumeractiongroup.co.uk/forum/oft-test-case-updates/139971-oft-abbey-others-april.html#post1489976

 

There's work being done on this but no-one sounds hopeful at the mo.

 

We'll let you know. Maybe use the thread for the personal claim from now on. :(


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one thing really gets me with the bank charges

and thats customers who do not learn from their mistakes

]

see youre all expecting to get money back for being charged but you need to look at why you got charged in the first place. and the bottom line is you cant manage your finances but in some chases its understandable for the charge to be refunded eg standing order/direct debit went out when it shouldnt have.(out of your control)

 

but back on to learning, if the bank charge was set at 10 pound everyone will be going overdrawn and wont give a dam but being set at 30 pounds youre meant to be learning from a mistake. its like getting a speeding ticket or parking on double yellas when you get that fine you wont do it again will ya and anyway i cant see the banks losing but if they do youll all have to start paying for your accounts which will upset many people and more than likely cost alot more than one or two charges

 

(tell me if im wrong)

 

-danny-

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hey danny just had a look at your home page that was fun :rolleyes:

 

threads asking 'how do you kiss ' pmsl

 

most users ever on line err 59 ... well it tickled me this mornin thanks :)

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(tell me if im wrong)

 

-danny-

 

Danny, your wrong.

 

Pov, you've seen his homepage, so you'll know why he has to get out now and then and visit sites that have members.

 

Ignore the Troll.


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hi bigmac i have 2 claims on the go in this thread one business one personal , i didn't know that i had to have 2 seperate threads when i started claims DOH

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Hi Pov,

 

Can you start a new thread for your personal claim back in the Barclays forum and give brief details of where it stands and how you got there.

 

Hope you're well. :)


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