Jump to content

LloydsTSb - penalty charges or service fees?

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5214 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hi everyone,


I have an action against the above due to hit court in a couple of weeks. They have submitted a defence based on their contention that excess fees applied to my account are in fact service rather than penalty charges. They contend that, by issuing a cheque at a time when there are unavailable funds in my account, I am effectively requesting them to supply an additional service in bouncing the item and the charge therefore relates to the provision of this "service".


Does anyone have any experience of challenging this rather perverse defence?


All advice gratefully received.



Link to post
Share on other sites

Welcome to the site.

Start a thread in the Lloyds Tsb bank group.

These and other issues have been the subject of much discussion in the forums recently.Have a look through the Current claimants there.

You need to be aware of what you need to do to prepare.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...