Do you have to pay?

[car2403]

Hi Evo - If you word your SAR in such a way, the £10 fee will cover YOU as a Data Subject and NOT each of your accounts.

 

What I'm saying is, using this in your letter;

 

"I request all data held by [insert Big Nasty Bank Name Here] about me, as a Data Subject under the Data Protection Act"

 

You can give some account numbers and sort codes/roll numbers to help them identify you. But - if you do it this way - one fee of £10 SHOULD cover every account you have with them.

 

Avoid their £5 fee for two reasons, therefore;

- This isn't the "statutory fee" required under the DPA, so they 40 day period will never start until you've paid it. Even if they don't cash your cheque, which is what happened to me, the 40 days start from the day they receive it.

- They will probably want £5 per account anyway. If, as suggested here, you have another account anyway, send the £10 DPA fee as another other accounts with the Bank will be included.

 

Just my opinion, but I have 4 accounts (don't ask!) with Halifax and one payment of £10 got me ALL the details I needed.

 

I agree with moneyhelp too, there will be some expenditure from your side - stationary, postage and, more importantly, time understanding the legal issues at hand and preparing for Court. For some people, this is a killer, but I'm so fired up about this that I'm willing to do what it takes to enforce my LEGAL rights against these oppressive organisations that believe THEY make and enforce the LAW in this Country.

 

Power to the people!