halifax and courts procedure

[stumpi]

hi folks, a question if anyone can help?

me and my wife have been all the way with letters,etc and done mcol(courts) at end of may,and acknowledged by halifax on the 25th may which they are defending.

(i,m claiming back just over 2,700 and my wife about 4,500 which is a bit of money.)

they(halifax) have until next friday the 22nd of june to put there defence in and i know a lot of users on this site have had payouts before closure dates with courts,but we want to be ready if it does go all the way into a court room,so any advice of what we need to be doing this week before fridays up?

we have,nt rang the bank at anytime,as we,ve done our claims with all the templates letters,which we,ve compiled a folder of all communication(written) between us and bank.

 

all help/advice gratefully welcomed.

 

stumpi

[Parkvale]

stumpi, Welcome to the Consumer Action Group. Once they submit their defence if you have gone down the MCOL route your claim will be moved to your local court. If you have gone down the N1 route. The court will notify you that their defence has been lodged and will forward you an Allocation Questionare. You have to fill this in within 2 weeks and return it to the bank with a £100 fee. this is reclaimable http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html . Please start a thread in the Halifax forum. Where you will find alot of help and advice for your claim. Good luck. Click on link. http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/

[stumpi]

thank you parkvale for your speedy response.

will wait to see what happens next week and in the mean time i was going to give the courts a ring to findout what/when they send dates for appearance out etc and any precedent they have for such cases etc. will keep you up dated.again thanks

 

stumpi

[Parkvale]

Pleasure

[stumpi]

:o hi folks some good news saturday.

 

got 2 letters(me and wife) halifax offering me 2,357.71 but they wont pay further 383.26 which they reckon i,m not entitled to,or provide evidence they owe me it,or they,ll defend in court,which is a bit stupid as they have until saturday 23rd june to defend both claims in northampton county courts( they really contradict themselves?) and my wifes amounts to 2,872.15 and wont pay 1,641.01 as same reasons above? (basically they wont pay us interest owed)

 

we both 1st thing monday are ringing halifax to request them to either pay us in full or haggle a decent compromise that we,re happy with.

 

any advice of what to say so or do as we dont want to come across as too militant where they then withdraw there offers?? all help greatly appreciated and the second we get this sorted we will be donating to this great site of yours.

 

thanks stumpi