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Gas prepay meters - why do we still get bills?


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A few years back I lived in a rented house which had prepay electric and gas meters already installed.

As its a bit of a nuisance to get these changed I left them in.

 

A few years after I moved out of that house I got a call from my mum saying I had received a letter from Wescot Debt collection agency about a unpaid BG bill.

I remember receiving these bills as I had my mail redirected and I was always on the the phone to BG "customer service" and always got the reply that they know that I was on prepaid and it was just an error and to ignore it.

 

How Wescot traced me to my mum's house is beyond me as I had never lived there, they just got lucky I guess but I think sending a letter out blind like that may have infringed some of my Data Protection rights.

So after 6 months of arguments between Wescot, BG and myself, December 2005, the matter got sorted....or so I thought.

 

Three montsh ago my wife and I were buying a new house, part of the process being a credit check.

Our financial advisor informed us that the product we had been offered was no longer available to us due to a defualt on my credit record.

I was livid when he said this. So I contacted Experian for my credit file and there it was my default , lodged by Wescot.

I know I can get this cleared off my record but can I take any action aginst the two companies involved for wrongfully damaging my credit rating and costing us extra fee's for our financial advisor and having to get a more expensive mortgage?

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