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A WARNING - If you're going to take a bank to court - MAKE SURE YOU GO!


jburchell
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I've been in Guildford Court today.

 

There were originally 150 cases listed for the same slot at 10:30am. When it came to the time, there were only about 15 cases being heard and we all went into the courtroom en masse.

 

This post is a warning - I haven't seen this mentioned on the forum before but excuse me if I've missed it.

 

In 2 of the cases that were heard today, the Claimant didn't turn up, but the Defendant DID. In both cases, the Defendant asked for costs and was AWARDED them by the judge.

 

So, a stark warning to everyone. If you intend to go as far as the court, make sure you go through with it or you might end up with having to pay costs for the Defendant.

  • Haha 1

Nationwide Current a/c - MCOL filed 16/8/06 - Refunded 1/9/06

Lloyds TSB CC#1 - Failed to respond in full to Data Protection Act. Awaiting date of court hearing

Lloyds TSB CC#2 - Awaiting date of court hearing

Marbles CC - Refunded at LBA stage £100!!!

Citi CC - Date of hearing set at 15/1/07

MBNA (Abbey) CC - MCOL filed 27/7/06 - Refunded in full on day Abbey had to acknowledge claim!

Capital One CC - MCOL filed 27/7/06 - Refunded in full 17/8/06!

Abbey Current a/c - Awaiting date of court hearing

HFC Loan - MCOL filed 25/8/06 - Refunded 8/9/06

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Results depended on the individual circumstances but most people won there and then. Some had to go away and submit further details etc. but it was successful there on the day for most people.

Nationwide Current a/c - MCOL filed 16/8/06 - Refunded 1/9/06

Lloyds TSB CC#1 - Failed to respond in full to Data Protection Act. Awaiting date of court hearing

Lloyds TSB CC#2 - Awaiting date of court hearing

Marbles CC - Refunded at LBA stage £100!!!

Citi CC - Date of hearing set at 15/1/07

MBNA (Abbey) CC - MCOL filed 27/7/06 - Refunded in full on day Abbey had to acknowledge claim!

Capital One CC - MCOL filed 27/7/06 - Refunded in full 17/8/06!

Abbey Current a/c - Awaiting date of court hearing

HFC Loan - MCOL filed 25/8/06 - Refunded 8/9/06

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Well said.

After all this ISN'T a game, we are taking COURT action against serious financial institutions !!!

If you don't turn up or are badly prepared then you deserve to fail.

Be VERY careful whose advice you listen too

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