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    • Thank you Bank Fodder for your reply. Il certainly do that
    • Googled it and Family Money Savers purchased the assets of Key Financial Claims, there’s also threads confirming that they have acted as agents of Key. A firm going into liquidation does not nullify a contract so whether or not you owe the money will depend on when the offer of compensation was made. I would call them in the first instance to question it, all CMCs have to record all calls now, and you can make the subject access request over the phone. The fact that it’s taken 6 and a half years doesn’t make the contract invalid. 
    • the business and assets of Key Financial Claims were bought out of administration on a going-concern basis on 10 December 2015 by connected company Family Money Savers (FMS) for an initial payment of £30,000.   addition, the company is due to receive 10 per cent of FMS' revenues from Key Financial Claims' pipeline and 25 per cent of FMS' own revenues of which the company previously received 15 per cent. ………..     pers i'd ignore them.  
    • Hi, I currently have a Court case going on against Hartley Wintney Motors whereby I am trying to reject a car under the 30-day thing, as the car broke down 29 days after I purchased it. I was notified by the Court that the Judge had ordered for it to be referred to the Motor Ombudsman for dispute resolution. TMO advised that this could take up to 6 months as they are currently dealing with cases older than mine. Yesterday, through the Money Claims portal, I had notification that HWM had made an offer. I am trying to claim back £3,100. That's the cost of the car at £2,500 + the cost of a warranty. So there offer is:  "We can pay £2500 on 23 October. You must deliver the vehicle with all keys, logbook by 23 September. If you are not agreeable, business is closing soon, and any judgement awarded in the small claims court is also unenforceable. You will then need to dispose the vehicle."   So, firstly, why should I have to return the car? It doesn't go. I would have to pay for a truck to get it back to them. If the business is closing why do they want the car? Why would I give them the car a whole month before they pay me? They could scrap the car and there goes my evidence. Is the business closing? Their website still has over 60 cars for sale. Are they just trying to force me to take their reduced offer?  I have checked on Companies House and in June they filed a notice for compulsory strike off. One week later the strike off action had been discontinued. I've also contacted TMO to try and ascertain if this offer is in conjunction with them, as I haven't received any communication from them advising the same. If my matter is still waiting to be dealt with by TMO, why would HWM just randomly make an offer, when from the beginning they have been adamant that I am in the wrong?   I would very much appreciate any thoughts from people.   Thank you.     
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cheddar

Joint Accounts

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4943 days.

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Hi there I'm in the process of getting my charges back from Natwest but my Husband joined the account about 3 years ago making it a joint account. My question is that do we both have to claim for the charges or can I do it alone? Thanks in advance! :D


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Hi there! :lol:

 

If you have separate authorities, either/or will do. I have joint acounts with DH, and in fact, the NWB was his alone to start with, but I'm the one making all the noises.

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Good to know. Am gonna ring them in a mo for my statements! Hurrah for BAG!!!


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Under DPA, remember, or they'll fob you off with the "£5 a statement" cr@p. If they do, remind them max £10 for all of info under DPA. And don't just ask for statements, ask for all the info on your account including note showing manual intervention, if any!

 

Let us know how you get on.

 

Edited: You might want to follow your request in writing, just to be sure...

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Oh no now I'm confused again! I have spoken to NW and they say it costs £5 for statements no matter how many you ask for.

 

I take it thats it better to ask for DPA as they will give you the Manual Intervention notes then? Think I will request the DPA notice for £10 instead then.....true moneysaver me trying to save a fiver! LOL!


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I must say, I didn't contradict you when you said it was only £5 (well, I did, but pc crashed before I could send post, and I cdn't be bothered re-writing it all, :lol: ), but I was very dubious about it.

 

So yes, DPA letter, make sure you ask for a list of transactions and charges rather than statements alone. The template in the library, is rather good stuff :wink:

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Great stuff, I will use the letter the library. Will keep the forum updated too! Many Thanks!


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This topic was closed on 03/06/19.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4943 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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