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Me against LTSB in Guildford on 14th June


jburchell
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Been watching your thread well done:D

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Made claim on line, LTSB's solicitors put in an acknowledgement 1 day before the 14 day expiry, giving them a further 14 days, they then filed their defence this Monday, stating that they were defending the full claim meaning that I could not proceed further online and would receive the court forms through the post. Today I received a letter from Northampton CC to say that LTSB had paid my claim in full direct to my account £805!. Went in to close a/c immediately, LTSB gave me just over £7- ! A/c was in effect £342 overdrawn and had gone to their debt collector subsidiary company to collect this amount just after I lodged my online claim. Upon querying balance LTSB informed me that they had transferred the remaining balance to my LTSB credit card automatically leaving me with a pint and a game of pool. But at least they paid and it cleared the account and the account is CLOSED ! :rolleyes:

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Well done!!! its so good to see threads like this as i am going to court soon with LTSB.

 

I have a quick question though, did you have to explain yourself/your case to the judge or did he just tell you that LTSB were paying and that was that?

 

What about the other 2 people you mention where the defence did not turn up. did they have to explain the case or did the judge Automaticly pass judgement in their favour?

 

FJ

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Father Jack, I didn't have to explain my case (and neither did the other two). It seems as though the way that the courts are dealing with these now, they just want to get through them as quickly as possible - hence 150 cases listed at the same time! He had a letter from LTSB that I hadn't received yet stating that they were paying.

 

The judges comments about the other 2 were 'well if they can't be bothered to turn up, then I'll strike out their defence and award in your favour'. Of course, the bank do still have the option to appeal - but that's probably unlikely.

  • Haha 1

Nationwide Current a/c - MCOL filed 16/8/06 - Refunded 1/9/06

Lloyds TSB CC#1 - Failed to respond in full to Data Protection Act. Awaiting date of court hearing

Lloyds TSB CC#2 - Awaiting date of court hearing

Marbles CC - Refunded at LBA stage £100!!!

Citi CC - Date of hearing set at 15/1/07

MBNA (Abbey) CC - MCOL filed 27/7/06 - Refunded in full on day Abbey had to acknowledge claim!

Capital One CC - MCOL filed 27/7/06 - Refunded in full 17/8/06!

Abbey Current a/c - Awaiting date of court hearing

HFC Loan - MCOL filed 25/8/06 - Refunded 8/9/06

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hey, thanks for the reply.

 

I have a feeling chester court have the same view, my letter from them says that other claims have been booked in on the same day but 150 seems a bit excessive!!! although i bet most of them were settled before the court date.

 

Congrats on winning now go buy yourself somthing nice!!

 

 

FJ

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  • 2 weeks later...

oops

Nationwide Current a/c - MCOL filed 16/8/06 - Refunded 1/9/06

Lloyds TSB CC#1 - Failed to respond in full to Data Protection Act. Awaiting date of court hearing

Lloyds TSB CC#2 - Awaiting date of court hearing

Marbles CC - Refunded at LBA stage £100!!!

Citi CC - Date of hearing set at 15/1/07

MBNA (Abbey) CC - MCOL filed 27/7/06 - Refunded in full on day Abbey had to acknowledge claim!

Capital One CC - MCOL filed 27/7/06 - Refunded in full 17/8/06!

Abbey Current a/c - Awaiting date of court hearing

HFC Loan - MCOL filed 25/8/06 - Refunded 8/9/06

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Surprise surprise! No costs have been received from Lloyds TSB. Today was the last day before they should have paid up!

 

Methinks I need to send the bailiffs in!

 

Anyone have any advice on this? On investigation, I seem to need to fill in form n323 but does anyone recommend contacting the bank in advance?

Nationwide Current a/c - MCOL filed 16/8/06 - Refunded 1/9/06

Lloyds TSB CC#1 - Failed to respond in full to Data Protection Act. Awaiting date of court hearing

Lloyds TSB CC#2 - Awaiting date of court hearing

Marbles CC - Refunded at LBA stage £100!!!

Citi CC - Date of hearing set at 15/1/07

MBNA (Abbey) CC - MCOL filed 27/7/06 - Refunded in full on day Abbey had to acknowledge claim!

Capital One CC - MCOL filed 27/7/06 - Refunded in full 17/8/06!

Abbey Current a/c - Awaiting date of court hearing

HFC Loan - MCOL filed 25/8/06 - Refunded 8/9/06

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