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    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
    • Hi. I'm afraid I've had to hide your post with the pdf files to keep this anonymous for you. You've left the PCN reference number and your car reg showing. Could you edit that and repost please? HB    
    • Well naturally if you want to maintain your outrage, and retain something to bitch about, then arguing about the level of your fixed monthly DD is the way to go. You are of course perfectly free to ignore the easy solution.
    • His financial situation isn’t great, and the landlord has made lots of things up. The things he’s put isn’t true at all. My friend did tell the full truth with incoming and outgoing, I helped him fill in his form and he checked bills etc. to make sure it was right. His wage is ok, but not as good as the landlord thinks it is,  and he doesn’t have anything spare. How much are they likely to take from him? Should he send any reply?  the letter just says to take the court letter with him. 
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Tightbum v LLoyds - Rule 3.3 (5) set aside, stayed or Varied order?


tightbum
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Start your own new thread

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Hi, I've just started the long road with Lloyds trying to get my money back. They have only acknowledged the letter and I have chased them - not been 40 days yet. Next step to send a reminder by recorded delivery - what else do you suggest?

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Hi, First of all i recommend you start your own thread so its easy to ask questions and get them answered!!

 

Secondly you need to re read over the FAQs. You will find these following the link at the bottom of this message. Print them out and read read read till you understand fully what the process is. If you do yu will find your claim goes a lot smoother and without flaws!

 

Thirdly, the banks have 40 days. You do not need to send a reminder. They will answer within the 40 days and sewnd you the info you have requested. If they do not then you ned to follow the non complience section of the FAQs. This happens rarely....and in the extreme you may have to go to court to get your info. But give them the time they are allowed.

 

Good luck and hope this helps

 

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  • 1 month later...

My heart sank as I lodged two claims last week which cost me £240 and I feel I have lost already. Followed the words from the site and am not claiming interest on either account - too complicated. Would appreciate help from the site if I get a allocation questionnaire to fill in.

Any further advice anyone can give would be appreciated.

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My heart sank as I lodged two claims last week which cost me £240 and I feel I have lost already. Followed the words from the site and am not claiming interest on either account - too complicated. Would appreciate help from the site if I get a allocation questionnaire to fill in.

Any further advice anyone can give would be appreciated.

 

Best advice would be to start your own thread so that we can keep a track on your progress

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  • 2 weeks later...

I have had my claim acknowledged on Saturday and have been making a list of the documents of evidence to get together. My husband recieved £750 which they just put into his account and he had no choice whether to accept or not. Assume that my claim for £4249 will go to small claims and not fast trackk - could not afford Lloyds costs! Any encouragement from you success stories would be grateful

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My husband filed for £1809 and got a letter a couple of days ago to say that £750 had been put into account - he had no chance to consider the money was just there. He has decided to accept and drop the claim. I'm going to use his letter as evidence to show that they make payments without any bother in some cases - what makes my case any different to his?

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Tightbum (thank god your female with a user name like that), why has your husband decided to drop the claim? It's normal for the bank to start low. He could just accept it as part settlement.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Hello

 

I am filing tomorrow for the above period. to avoid it getting thrown out, is there a line to add in the claim to ensure the claim isnt barred. thanks all

Halifax WON X 2, Northern Rock WON, Capital One WON, Marbles WON, HSBC WON

On the 25th october I will be filing a claim for £175.00 Citicards. Just watch it!

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All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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He is not very confident and is scared of the legal system - he is happy with his £750 but I'm going for the lot in my claim. And yep I'm female go to the gym loads so have good muscles!:)

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£750 is a standard amount they offer, if your claim is is just over a grand or even 4k they still apear to offer £750, they try to get rid of people by doing this and im sure some people give in, personally go for the lot people, take it to them, remember Lloyds made i think it was 4.5 billion last year!

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tina9776 I am also at the same stage as you and its also Northampton County Court. Lloyds have until 11th June to file but I think I'll wait until the end of the week. Perhaps we can link up and assist each other in getting evidence together. The threads - Got a Court Date and info on AQ's is really useful. Old T&C's can be found in Got a Court Date - there is a link to a website with T&C's going back years.

Great to know that someone else is dealing with Northampton

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If they enter a defence somewhere in the threads - can't remember where - there is a letter or two asking for a settlement before Court to prove that you are doing everything you can to settle instead of getting to court - keep copies for your evidence. Next stage will be AQ's - go to that section in the threads loads of useful advice. Seems that some courts are asking for a stay and not asking for AQ's so that parties can reach settlement.

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Feel weird writing to "tightbum"!! Thanks so much for all your support - been away so have only just logged on to your messages. Like the idea of writing a letter asking for a settlement - obviously would like to avoid court as the idea of a bundle and all that I find SO scary. Still haven't heard anything since they put defence on Moneyclaim. Do we know if anyone has gone through Northampton - I hope if it does go to court it will be a local court as Northampton is miles away for me. What does it mean that some courts are asking for a stay? What stage are you at with your claim?

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My order recieved today says "any party affected by this order may under Rule 3.3 (5) appy to have it set aside, varied or stayed blah blah within 14 days. Should I apply for one of these or send an order to sop the defendant putting one in?

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Was this part of the Transfer of Proceedings?

If so, it is standard stuff; you don't need to do anything.

broke dave v LTSB WON £3840 2 weeks before court.

Mrs broke dave v Barclays accepted offer £355.

broke dave v LTSB (Business) Prelim stage.

broke dave v LTSB (2nd Claim) LBA stage.

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Yes it is part of the transfer of proceedings and is ordering that the allocation questionnaire be dispensed with. Do I just wait and if so for what next? Shall I send a letter asking them to settle before a court date is allocated?

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  • 1 month later...

I accepted the sum offered as it is more than expected. Sent back on 10th July - have phoned and SC&M say 2-3 weeks. Keep thinking this is a joke because it did not go to court and they won't pay. How long have most people waited for funds?

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Hi Tightbum- (Nice name!)

 

The order of events was

 

got 2 letters dated 9th July- one saying they would defend, one offering settlement if I signed, accepted conditions and returned the letter

 

16th July I wrote back accepting the money as partial settlement (they had missed off the interest)

 

26th July money was credited to my account (minus the interest still)

 

I called SCM to chase the interest and they said they have frozen all claims for the time being while they wait for the outcome of the court case. On the back of this I decided to accept the settlement in full and drop the case.

 

I hope this helps, good luck with your claim.

The story so far...

28-2-07 Copy statements requested

10-3-07 (Partial) Copy statements arrived

13-3-07 Prelim request for refund posted (recorded delivery)

19-3-07 Royal mail finally get round to deliving Prelim letter :mad::???:

01-05-07 First 'sod off' letter received from Lloyds

4-05-07 LBA sent out

Nasty Lloyds couldn't bother to respond so....

25-5-07 MCOL submitted

30-5-07 Claim issued

27-6-07 Defence filed

09-07-07 Lloyds Solicitors offer to settle (albeit with incorrect interest figure)

16-7-07 Letter to Lloyds sols refusing incorrect figure but agreeing to settle with correct figure

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I cannot believe SC&M. I had a letter dated 2 July offering me full and final settlement of my claim for the whole amount plus fees and interest. I was over the moon. Sent the copy letter back signed by recorded. Recived by them 10 July. NO MONEY HAS BEEN DEPOSITED. I have written two letters and phoned every day. They tell me that the postal strike is holding things up - what postal strike. They tell me that it is probably sitting in a pile to be worked on! They keep telling me they are surprised it has not been deposited. I am more stressed waiting for it than I was getting the Court bundle together - what can I do next I would appreciate some help as I have given up and am fed up with ringing SC&M.

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