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APC v Natwest


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Hi there..

 

.. i was looking for some advise about claiming some charges from a natwest account i have, but it's a complicated situation so not the standard procedure...

 

i currently have two claims going through for the halifax, one which is currently with mcol, so i know the procedure.

 

.. anyway i have held a natwet current account approx two years ago.. it was opened when i was offered a job there. There was a change in circumstances and i didn't ever go and work there....anyway the account opened was a gold account, (as staff get this free).

 

instead of closing the account like i should have, i forgot about that and was charged the fee for the gold service account. (£25?).

 

this obvisally took me overdrawn and i have since been building up charges which now total over £500.

 

it is so fustrating as i have never used that account but now owe them this much! crazy!

 

anyway, i have spoken to them and all they say is that i should have contacted them before...

 

..the account has this week been passed to debt collectors and a default registered on my credit file...

 

... i am not keen to rectify this situation (which i know is my own doing)..

 

.. where should i start and how does this situation (collectors etc) effect my claim process?

 

any help would be very grateful

 

cheers

 

apc

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Bump for a mod or site helper on this one. A bit different to the norm...

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Just a thought, but it might be worth sending a PM to a mod or Michael Browne with a link to this thread for them to have a look over it for you. xx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Firstly, have a look at the bottom of the main forum page to see which mods are on (e.g., bookworms definitely on - http://www.consumeractiongroup.co.uk/forum/member.php?u=173). Come back into the nat west forum and right click on yer thread title and copy it. Click on one of the moderater's names and ask them if they'd have a look at your thread and paste the link into the message as well.

 

Hope that helps, xxx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Bumping again, COULD A MOD PLEASE HELP THIS PERSON. A bit different to normal. Fendyxx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

STRENGTH IS SOMETHING YOU CHOOSE IN LIFE, ITS A CONSCIOUS CHOICE YOU MAKE, YOU ARE NOT BORN WITH IT. YOU LEARN IT.:D :D

 

STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Just PM'd a mod - hopefully you should have a response soon mate.

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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bump Again For A Mod Please.

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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Bump - for a mod/bank worker please

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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