lapwings vs barclays

[Trish76]

You can just fill it in on screen then print off.

 

I'll answer your other questions which you pm'd me when I get a moment.

[lapwings]

Has anyone complied a list of CC's which have struck out the defence for court abuse????

 

What a boost this would be if you new your local CC was on the list.

 

Lapwings

[Curlyben]

Too right.

[lapwings]

its getting late my spelling is soooooooooo bad

[Parkvale]

Lapwings, Here is what you are looking for:http://www.consumeractiongroup.co.uk/forum/campaign/96691-court-cases-struck-out.html Also anyone else who reads this thread please note whatever you read in the newspares about "bank victories". The banks are settling claims everyday in courts thoughout the country.

[lapwings]

I had a letter the other day saying my business account would be debited with £287.00 of charges.

 

Some for cash withdrawles, paying in and outs etc, but the most was for

8 x £30 (£240) for the usual charges.

 

They went out of my account this morning.

 

I emailed my business manager saying that approx £300 in charges seemed a bit unfare and ask if they could be returned.

 

Got back home from my office and there was an email saying that £300 had been returned to my account but in the future they probably wouldn't be.

 

A bit surprised as the charges were only for £240 i only estimated it as I didn't have the exact figures in front of me.

 

Now why is it I have been chasing Barclays for the personal account charges for the last six months (now at local court stage) and yet with a simple email they return my business charges.

[MARTIN3030]

Welcome to the site.

There can be many reasons why these charges were refunded without too much fuss,but maybe because you asked for them.

Have you got more from in the past ?

If so they might have thought that this one off gesture would keep you happy.

Its not common practice for Barclays to do this,although rather than look for answers here I suppose you should just take the money which is after all yours in the first place !

[lapwings]

I am about to ammend my court docs to include interest.

 

My question is my charges total £4335.00 using your interest calculater (The 8% one) for each item claimed it takes the amount over £5000.00 to approx £5216.45 (plus the court fees)

 

Does my claim now become over the small claims threshold of £5000 or is it still 4300 plus interest plus court costs?

[welshcakes]

Q. When referring to the "track" of the County Courts, does the £5000 limit include interest and costs?

 

 

A. No, it doesn't. You can claim up to £5000 net of costs and interest and this will not affect the track allocation. However, in determining court costs only, the value of your claim will be the charges total PLUS any interest claimed. If this is the case, then court costs will be set at £250 rather than £120.

Remember though, that these court costs will be reclaimable should you win....

[lapwings]

I had already applied to the court with an estimated amount as the bank hadn't sent the details through.

 

Interestingly the Bnaks defence came back from the courts and mentioned I had not given them the details of the claim ie the schedule of charges.

 

So I have now done these with the correct info filled in the relevant forms (N1 & N24) and am ready to send in for stamping etc.

 

but my claim has gone up and with the interest over the 5000 as I mentioned and of course to do this amendment will cost £65 (non refundable). So do I continue and wait for them to say its now £250 instead of £125 already paiid??

[saintly_1]

lapwings you have threads all over the site ..... you should try to stick to 1 thread DONT start a new thread for every question you have ...... How can anyone help/advise if they dont have the whole picture ?

[oneofakind]

Interestingly the Bnaks defence came back from the courts and mentioned I had not given them the details of the claim ie the schedule of charges.

 

 

Barclays always say that.

 

[lapwings]

ok so I have been starting new threads all over sorry.

 

Haven't got a court date, very close though, I spoke to the Court and they are about 7 days behind at the moment. Although they did say the next stage will be a letter from the judge asking that both parties try to resolve the situation before it gets to court.

 

I have sent in an N1 & N244 forms as I hadn't claimed the interest.

 

Now have!!!

 

When should I talk to the litigation department?

[lapwings]

Thanks

 

Welshcakes

 

Just finished correcting the forms will drop them in tomorrow to the court.

 

Just under the 5K plus costs.

[saintly_1]

lapwings please stay on 1 thread ....... best to stay in Barclays forum so that you get the advice from people who have had dealings with barclays

[lapwings]

Heres an interesting one

 

I have an avccount with LLoyds which I don't use much. I arranged for a DD to go out of it and went on holiday forgetting to drop in the £40 to cover the DD.

 

I was charged.

 

The bank continued to add charges for sending me a letter telling me I was £40 overdrawn, it has now reached £104.00.

 

The interesting thing is they are threatening to take action against me to recover the £104.

 

Will they take me to court - maybe this is a way of getting them in there???

[lapwings]

Sorry saintly1

[welshcakes]

Hi Lapwings. I think that whilst saintly is requesting you stick to one thread per claim, if you have another bank charge issue involving a different bank (ie Lloyds), you should post it as Lapwings -v- LLouds on the forum for that particular bank;

 

The reason being that different banks appear to have differing patterns of response and the posters on Lloyds forum will already know which hoops one has to jump through to maximise a successful outcome against that's bank's tricks

[livelylad]

6 threads merged please stick to this 1. Thank you.