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Stuck now and dont know what to do- Help

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I am new to posting and having trouble finding the right place to put this - having successful won £1500 back from First Direct without any problem and quickly I have now been pursuing the A & L now for some time and finally took court action on 21st May 2007, claiming £1,683.09. (includes interest)

Last Friday, 8th June received a letter from A & L solicitors saying that they give notice to defend.

On Saturday received a cheque fromA & L in the sum of £429 which includes the £120 court costs already paid and that I do not have a reasonable cause of action against them or that I do not have a reasonable prospect of succeeding in any claim I may bring.

Help what do I do now accept or what:-|

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I would inform them that you will only accept their offer as part settlement on the clear understanding you will be persuing the remainder.



If my advice has helped please click my scales


Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)




Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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